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HR 685 109th Congress House Finance and Financial Sector Accounting Administrative procedure Advertising Agriculture and Food Alabama Alimony Alternative dispute resolution Animals Appellate courts Appellate procedure Aquaculture Auditing Automobiles Bank failures Bank records Bankruptcy Bankruptcy courts Books Branch banking

Bankruptcy Judgeship Act of 2005

Introduced: February 17, 2005 See on congress.gov
This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 13, 2005
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Apr 4, 2005
Referred to the Subcommittee on Commercial and Administrative Law.
Feb 9, 2005
Introduced in House
Feb 9, 2005
Referred to the Committee on the Judiciary, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
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 Plain-English summary Congressional Research Service
Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 - Amends Federal bankruptcy law governing: (1) conversion of bankruptcy petitions; (2) abusive creditor practices; (3) domestic support obligations; (4) consumer protections, including protection of personally identifiable information; (5) measures to discourage bankruptcy abuse, including reduction of the homestead exemption for fraud; (6) guidelines for general and small business bankruptcies, including appointment of a committee of retired employees; (7) bankruptcy data dissemination and bankruptcy tax provisions; (8) ancillary and other cross-border cases to incorporate the Model Law on Cross-Border Insolvency; and (9) financial contracts and transfers entered into with an insolvent insured depository institution before its conservatorship or receivership.

Reenacts Chapter 12, Adjustment of Debts of a Family Farmer with Regular Annual Income.

Brings family fishermen within the purview of Federal bankruptcy protection.

Prescribes guidelines for insolvent health care businesses and related patients' rights.

Bankruptcy Judgeship Act of 2005 - Amends the Federal Judicial Code to mandate appointments for additional temporary bankruptcy judgeships in designated States.

Prescribes additional consumer credit disclosures, including open end credit plans and introductory rates.

What's happening now May 13, 2005

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 4
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 685: Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. 109th Congress. Open America. https://openamerica.io/bill/109-HR-685/
MLA
"H.R. 685: Bankruptcy Abuse Prevention and Consumer Protection Act of 2005." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-685/.
Bluebook (legal)
H.R. 685, 109th Cong. (2026), https://openamerica.io/bill/109-HR-685/.
Markdown link
[H.R. 685: Bankruptcy Abuse Prevention and Consumer Protection Act of 2005](https://openamerica.io/bill/109-HR-685/)
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