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HR 5482 109th Congress House Finance and Financial Sector Commerce Consumer credit Consumer education Consumer protection Crime and Law Enforcement Criminal justice information Fees Fraud Government Operations and Politics Identification devices Identity theft Law Names Security measures Social Welfare Social security numbers

Identity Theft Protection Act of 2006

Introduced: May 25, 2006 See on congress.gov
 Everywhere this bill has been 5 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 18, 2006
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jul 18, 2006
Sponsor introductory remarks on measure. (CR H5285)
May 26, 2006
Sponsor introductory remarks on measure. (CR E993)
May 25, 2006
Referred to the House Committee on Financial Services.
May 25, 2006
Introduced in House
 Plain-English summary Congressional Research Service

Identity Theft Protection Act of 2006 - Amends the Fair Credit Reporting Act to permit a consumer to request a consumer reporting agency to place a security freeze upon his consumer report.

Prohibits a consumer reporting agency, if a security freeze is in place, from releasing a consumer report to a third party without prior express authorization from the consumer.

Prescribes procedures for removal and temporary suspension of a security freeze.

Requires a consumer reporting agency to notify the consumer in writing before removing the security freeze.

Identifies specified entities, including governmental agencies, to which these prohibitions and requirements do not apply.

Permits a consumer reporting agency to charge a reasonable fee for placing or temporarily suspending a security freeze on a consumer report.

Prohibits a consumer reporting agency from charging a fee for placing, removing, or temporarily suspending a security freeze if a consumer: (1) has either filed a police report, or made a complaint to a police department concerning identity theft; or (2) has received notice that a breach of data security has occurred with respect to information required by law to be maintained securely and in confidence.

Exempts specified entities from this Act, including certain aggregators and other agencies acting only as resellers of credit information which do not maintain a permanent data base of consumer information from which new consumer reports are produced.

What's happening now July 18, 2006

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Committees of jurisdiction 2