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HR 3639 109th Congress House

Life Insurance Fairness for Travelers Act of 2005

Official title: To establish minimum standards relating to a factor for life insurance eligibility and rates, and for other purposes.

Introduced: September 21, 2005 Introduced by: Wasserman Schultz, Debbie Democratic · Florida See on congress.gov
Finance and Financial Sector Administrative procedureAmericans in foreign countriesCivil Rights and Liberties, Minority IssuesCivil actions and liability
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CommerceDepartment of the TreasuryDiscrimination in insuranceFederal preemptionGovernment Operations and PoliticsInjunctionsInsurance companiesInsurance premiumsInternational AffairsLawLife insuranceRight to travelState lawsTravel
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This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Aug 24, 2005
Referred to the Subcommittee on Capital Markets, Insurance and Government Sponsored Enterprises.
Jul 29, 2005
Referred to the House Committee on Financial Services.
Jul 29, 2005
Introduced in House
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 Latest action August 24, 2005

Referred to the Subcommittee on Capital Markets, Insurance and Government Sponsored Enterprises.

 Plain-English summary Congressional Research Service

Life Insurance Fairness for Travelers Act of 2005 - Amends the Terrorism Risk Insurance Act of 2002 to make it unlawful for any insurer to: (1) deny any person life insurance, or to otherwise discriminate in the issuance, cancellation, amount of coverage, or conditions of life insurance, based upon the person's intent to engage in future lawful foreign travel; and (2) charge rates for life insurance which are excessive or unfairly discriminatory in relation to the actuarial risk associated with future lawful foreign travel of such person.

Provides for administrative enforcement of this Act by either: (1) the chief law enforcement officer of a state, or an official or agency designated by a state; or (2) the Secretary of the Treasury.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 17
All 17 Democratic 9
D
DeGette, Diana
Colorado · Feb 28, 2006
BAIRD, BRIAN
· Jan 31, 2006
 D
Van Hollen, Chris
Maryland · Nov 10, 2005
 D
Matsui, Doris O.
California · Oct 18, 2005
 D
Moore, Gwen
Wisconsin · Oct 7, 2005
INSLEE, JAY
· Oct 6, 2005
COSTELLO, JERRY
· Sep 26, 2005
 D
McGovern, James P.
Massachusetts · Sep 21, 2005
KANJORSKI, PAUL
· Sep 15, 2005
 D
Nadler, Jerrold
New York · Sep 14, 2005
Miller, Brad
· Sep 8, 2005
 D
Sherman, Brad
California · Sep 8, 2005
Bean, Melissa
· Jul 29, 2005
 D
Cleaver, Emanuel
Missouri · Jul 29, 2005
Davis, Artur
· Jul 29, 2005
Herseth Sandlin, Stephanie
· Jul 29, 2005
 D
Schakowsky, Janice D.
Illinois · Jul 29, 2005
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3639: Life Insurance Fairness for Travelers Act of 2005. 109th Congress. Open America. https://openamerica.io/bill/109-HR-3639/
MLA
"H.R. 3639: Life Insurance Fairness for Travelers Act of 2005." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-3639/.
Bluebook (legal)
H.R. 3639, 109th Cong. (2026), https://openamerica.io/bill/109-HR-3639/.
Markdown link
[H.R. 3639: Life Insurance Fairness for Travelers Act of 2005](https://openamerica.io/bill/109-HR-3639/)
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