H.R. 2892 109th Congress House

Reverse Mortgages to Help America's Seniors Act

Official title: To amend section 255 of the National Housing Act to remove the limitation on the number of reverse mortgages that may be insured under the FHA mortgage insurance program for such mortgages.

Introduced: July 22, 2005 See on congress.gov

Housing and Community Development Economics and Public FinanceFederally-guaranteed loansFinance and Financial SectorHome equity conversion

More subjectsShow fewer subjects

Housing for the agedMortgage guaranty insuranceSocial Welfare

Everywhere this bill has been 12 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Dec 16, 2005

Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 351.

Dec 15, 2005

Received in the Senate. Read the first time. Placed on Senate Legislative Calendar under Read the First Time.

Dec 14, 2005

On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H11586)

Dec 14, 2005

Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote.(text: CR H11586)

Dec 14, 2005

DEBATE - The House proceeded with forty minutes of debate on H.R. 2892.

Dec 14, 2005

Considered under suspension of the rules. (consideration: CR H11586-11588)

Dec 14, 2005

Motion to reconsider laid on the table Agreed to without objection.

Dec 14, 2005

Mr. Fitzpatrick (PA) moved to suspend the rules and pass the bill.

Jul 29, 2005

Referred to the Subcommittee on Housing and Community Opportunity.

Jun 23, 2005

Sponsor introductory remarks on measure. (CR H5082-5083)

Jun 14, 2005

Referred to the House Committee on Financial Services.

Jun 14, 2005

Introduced in House

Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

Latest action December 16, 2005

Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 351.

Plain-English summary Congressional Research Service

(This measure has not been amended since it was introduced. The summary of that version is repeated here.)

Reverse Mortgages to Help America's Seniors Act - Amends the National Housing Act to remove the aggregate and insurance benefit limitations on the number of home equity conversion (reverse) mortgages for elderly homeowners that may be insured by the Federal Housing Administration (FHA).

Related & companion bills 1

Bill text 3 versions

Engrossed in House Formatted Text PDF
Introduced in House Formatted Text PDF Formatted XML
Placed on Calendar Senate Formatted Text PDF

Source documents hosted by congress.gov.

Committees of jurisdiction 2

Financial Services Committee
House of Representatives
Housing and Insurance Subcommittee
House of Representatives · subcommittee of Financial Services Committee

Cosponsors 11

DeLauro, Rosa L.

Connecticut · Dec 14, 2005

Fortuno, Luis

· Dec 13, 2005

Larson, John B.

Connecticut · Dec 7, 2005

Sanders, Bernard

Vermont · Nov 15, 2005

Markey, Edward J.

Massachusetts · Nov 8, 2005

Massachusetts · Jul 22, 2005

Cite this page click to expand

APA

U.S. Congress. (2026). H.R. 2892: Reverse Mortgages to Help America's Seniors Act. 109th Congress. Open America. https://openamerica.io/bill/109-HR-2892/

MLA

"H.R. 2892: Reverse Mortgages to Help America's Seniors Act." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-2892/.

Bluebook (legal)

H.R. 2892, 109th Cong. (2026), https://openamerica.io/bill/109-HR-2892/.

Markdown link

[H.R. 2892: Reverse Mortgages to Help America's Seniors Act](https://openamerica.io/bill/109-HR-2892/)