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HR 176 109th Congress House

FHA Single Family Loan Limit Adjustment Act of 2005

Official title: To facilitate homeownership in high-cost areas.

Introduced: April 27, 2005 See on congress.gov
Housing and Community Development Economics and Public FinanceFederally-guaranteed loansFinance and Financial SectorMortgage guaranty insurance
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MortgagesSingle family housing
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This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 23, 2005
Referred to the Subcommittee on Housing and Community Opportunity.
Jan 4, 2005
Referred to the House Committee on Financial Services.
Jan 4, 2005
Introduced in House
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 Latest action February 23, 2005

Referred to the Subcommittee on Housing and Community Opportunity.

 Plain-English summary Congressional Research Service

FHA Single Family Loan Limit Adjustment Act of 2005 - Amends the National Housing Act to revise eligibility requirements for Federal Housing Administration (FHA) single family mortgage insurance to increase the maximum principal obligation to the lesser of: (1) 100% (currently 95%) of the median single-family house price in the area; or (2) 100% (currently 87%) of the alternative the dollar amount limitation.

 Related & companion bills 1
  • S 2597 Related bill Federal Housing Fairness Act of 2006
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 7
All 7 Democratic 5 Republican 1
D
Velázquez, Nydia M.
New York · Jul 25, 2005
HARMAN, JANE
· Jun 7, 2005
 D
Lofgren, Zoe
California · Jun 7, 2005
 D
Schakowsky, Janice D.
Illinois · May 17, 2005
 R
Calvert, Ken
California · May 10, 2005
 D
Matsui, Doris O.
California · Apr 27, 2005
 D
McGovern, James P.
Massachusetts · Apr 27, 2005
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 176: FHA Single Family Loan Limit Adjustment Act of 2005. 109th Congress. Open America. https://openamerica.io/bill/109-HR-176/
MLA
"H.R. 176: FHA Single Family Loan Limit Adjustment Act of 2005." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-176/.
Bluebook (legal)
H.R. 176, 109th Cong. (2026), https://openamerica.io/bill/109-HR-176/.
Markdown link
[H.R. 176: FHA Single Family Loan Limit Adjustment Act of 2005](https://openamerica.io/bill/109-HR-176/)
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