Skip to main content
HR 1322 109th Congress House Health Bank loans Coinsurance Congress Congressional reporting requirements Economics and Public Finance Executive reorganization Federally-guaranteed loans Finance and Financial Sector Fines (Penalties) Government Operations and Politics Health insurance Health insurance continuation Insurance premiums Law Medical economics Patients' rights Retiree health benefits

Emergency Retiree Health Benefits Protection Act of 2005

Introduced: March 15, 2005 See on congress.gov
Sign in to write a letter Sign in to watch
This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 18, 2005
Referred to the Subcommittee on Employer-Employee Relations.
Mar 15, 2005
Referred to the House Committee on Education and the Workforce.
Mar 15, 2005
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Emergency Retiree Health Benefits Protection Act of 2005 - Amends the Employee Retirement Income Security Act of 1974 (ERISA) to provide emergency protections for retiree health benefits.

Prohibits group health plans from making post-retirement reductions of retiree health benefits.

Requires group health plans to adopt provisions barring post-retirement reductions in retiree health benefits.

Requires group health plans to restore benefits reduced after retirement. Authorizes the Secretary of Labor to waive or vary such requirements, if a plan sponsor applies for such exemption, upon finding that compliance would: (1) be adverse to the interests of plan participants in the aggregate; (2) not be administratively feasible; and (3) cause substantial business hardship to the sponsor.

Establishes the Emergency Retiree Health Loan Guarantee Program and its Board. Authorizes the Program, through its Board, to guarantee loans provided by private banking and investment institutions to eligible plan sponsors to assist them in meeting obligations under this Act to restore benefits reduced after retirement.

Authorizes the Secretary to assess civil penalties for violations of this Act.

What's happening now April 18, 2005

Referred to the Subcommittee on Employer-Employee Relations.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 15
All 15 Democratic 14 Independent 1
D
Davis, Danny K.
Illinois · Jul 28, 2006
 D
Nadler, Jerrold
New York · Jul 28, 2006
 D
Norton, Eleanor Holmes
District of Columbia · Jul 28, 2006
 D
Kaptur, Marcy
Ohio · Oct 26, 2005
 I
Sanders, Bernard
Vermont · Oct 26, 2005
 D
McCollum, Betty
Minnesota · Oct 6, 2005
 D
Sánchez, Linda T.
California · Oct 6, 2005
 D
Baldwin, Tammy
Wisconsin · Jul 29, 2005
 D
Lofgren, Zoe
California · May 17, 2005
 D
Lynch, Stephen F.
Massachusetts · May 17, 2005
 D
McGovern, James P.
Massachusetts · May 17, 2005
 D
Doggett, Lloyd
Texas · Apr 26, 2005
 D
Pallone, Frank
New Jersey · Apr 26, 2005
 D
DeLauro, Rosa L.
Connecticut · Apr 6, 2005
 D
Sherman, Brad
California · Mar 17, 2005
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1322: Emergency Retiree Health Benefits Protection Act of 2005. 109th Congress. Open America. https://openamerica.io/bill/109-HR-1322/
MLA
"H.R. 1322: Emergency Retiree Health Benefits Protection Act of 2005." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-1322/.
Bluebook (legal)
H.R. 1322, 109th Cong. (2026), https://openamerica.io/bill/109-HR-1322/.
Markdown link
[H.R. 1322: Emergency Retiree Health Benefits Protection Act of 2005](https://openamerica.io/bill/109-HR-1322/)
Report a problem