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HR 1089 109th Congress House

Student Loan Fairness Consolidation Act of 2005

Official title: To amend the Higher Education Act of 1965 to improve the opportunity for Federal student loan borrowers to consolidate their loans at reasonable interest rates.

Introduced: April 5, 2005 Introduced by: Davis, Danny K. Democratic · Illinois See on congress.gov
Education Economics and Public FinanceFinance and Financial SectorGovernment lendingHigher education
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InterestInterest ratesStudent loan funds
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This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 18, 2005
Referred to the Subcommittee on 21st Century Competitiveness.
Mar 3, 2005
Referred to the House Committee on Education and the Workforce.
Mar 3, 2005
Introduced in House
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 Latest action April 18, 2005

Referred to the Subcommittee on 21st Century Competitiveness.

 Plain-English summary Congressional Research Service

Student Loan Fairness Consolidation Act of 2005 - Amends the Higher Education Act of 1965 to revise student aid requirements for Federal consolidation loans under the Federal Family Education Loan program, and establish parallel requirements under a Federal Direct Consolidation Loan program, to: (1) allow borrowers to refinance existing consolidation loans (except those for repaying Federal PLUS loans to parents of students); and (2) make available variable interest rate consolidation loans (but, again, not for PLUS loans).

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 1
All 1 Democratic 1
D
Schakowsky, Janice D.
Illinois · Apr 5, 2005
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1089: Student Loan Fairness Consolidation Act of 2005. 109th Congress. Open America. https://openamerica.io/bill/109-HR-1089/
MLA
"H.R. 1089: Student Loan Fairness Consolidation Act of 2005." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-1089/.
Bluebook (legal)
H.R. 1089, 109th Cong. (2026), https://openamerica.io/bill/109-HR-1089/.
Markdown link
[H.R. 1089: Student Loan Fairness Consolidation Act of 2005](https://openamerica.io/bill/109-HR-1089/)
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