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HR 1029 109th Congress House

Student Loan Fairness Act of 2005

Official title: To permit refinancing of Federal student consolidation loans, and to permit students freedom to select a student loan consolidator.

Introduced: March 1, 2005 See on congress.gov
Education CommerceConsumer educationDebtor and creditorEconomics and Public Finance
More subjectsShow fewer subjects
Federally-guaranteed loansFeesFinance and Financial SectorGovernment Operations and PoliticsGovernment lendingGovernment paperworkHigher educationInterest ratesStudent loan funds
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This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 24, 2005
Referred to the Subcommittee on 21st Century Competitiveness.
Mar 1, 2005
Referred to the House Committee on Education and the Workforce.
Mar 1, 2005
Introduced in House
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 Latest action March 24, 2005

Referred to the Subcommittee on 21st Century Competitiveness.

 Plain-English summary Congressional Research Service

Student Loan Fairness Act of 2005 - Amends the Higher Education Act of 1965 to revise student aid requirements for consolidation loans.

Repeals a prohibition against refinancing consolidation loans.

Allows borrowers to select lenders of consolidation loans. Requires lenders and institutions to provide certain information on consolidation loans to applicants.

Revises interest rates on consolidated and reconsolidated loans.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 23
All 23 Democratic 10
D
Schiff, Adam B.
California · Jul 27, 2005
 D
Doggett, Lloyd
Texas · May 10, 2005
BROWN, HENRY
· Apr 19, 2005
 D
Moore, Gwen
Wisconsin · Apr 12, 2005
 D
Sánchez, Linda T.
California · Mar 9, 2005
 D
Baldwin, Tammy
Wisconsin · Mar 1, 2005
BERRY, MARION
· Mar 1, 2005
 D
Bishop, Sanford D.
Georgia · Mar 1, 2005
Bordallo, Madeleine
· Mar 1, 2005
BOUCHER, RICK
· Mar 1, 2005
CHRISTENSEN, DONNA
· Mar 1, 2005
ETHERIDGE, BOB
· Mar 1, 2005
KILPATRICK, CAROLYN
· Mar 1, 2005
 D
Larson, John B.
Connecticut · Mar 1, 2005
 D
Markey, Edward J.
Massachusetts · Mar 1, 2005
 D
McGovern, James P.
Massachusetts · Mar 1, 2005
 D
Pallone, Frank
New Jersey · Mar 1, 2005
PUTNAM, ADAM
· Mar 1, 2005
SPRATT, JOHN
· Mar 1, 2005
STUPAK, BART
· Mar 1, 2005
TAYLOR, GENE
· Mar 1, 2005
Watson, Diane
· Mar 1, 2005
WEINER, ANTHONY
· Mar 1, 2005
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1029: Student Loan Fairness Act of 2005. 109th Congress. Open America. https://openamerica.io/bill/109-HR-1029/
MLA
"H.R. 1029: Student Loan Fairness Act of 2005." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-1029/.
Bluebook (legal)
H.R. 1029, 109th Cong. (2026), https://openamerica.io/bill/109-HR-1029/.
Markdown link
[H.R. 1029: Student Loan Fairness Act of 2005](https://openamerica.io/bill/109-HR-1029/)
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