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HR 1025 109th Congress House Finance and Financial Sector Collection of accounts Commerce Consumer education Debtor and creditor Economics and Public Finance Federally-assisted loans Federally-guaranteed loans Government Operations and Politics Government lending Government paperwork Housing and Community Development Loan defaults Mortgage guaranty insurance Mortgages

Mortgage Servicing Clarification Act

Introduced: March 1, 2005 See on congress.gov
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This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 9 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 7, 2005
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Apr 6, 2005
Motion to reconsider laid on the table Agreed to without objection.
Apr 6, 2005
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text as amended: CR H1791-1792)
Apr 6, 2005
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.(text as amended: CR H1791-1792)
Apr 6, 2005
DEBATE - The House proceeded with forty minutes of debate on H.R. 1025.
Apr 6, 2005
Considered under suspension of the rules. (consideration: CR H1791-1794)
Apr 6, 2005
Mr. Royce moved to suspend the rules and pass the bill, as amended.
Mar 1, 2005
Referred to the House Committee on Financial Services.
Mar 1, 2005
Introduced in House
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 Plain-English summary Congressional Research Service

Mortgage Servicing Clarification Act - Amends the Fair Debt Collection Practices Act to exempt from mandatory debt collection disclosures (that the debt collector is attempting to collect a debt and any information obtained will be used for that purpose) any servicer of federally related mortgage loans secured by first liens that include loans in default at the time such servicer became responsbile for servicing such loans, if the servicer is also a debt collector whose collections are incidental to a primary function of servicing current federally related-mortgage loans.

What's happening now April 7, 2005

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Bill text 3 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 3
All 3 Democratic 2
KANJORSKI, PAUL
· Mar 1, 2005
 D
Meeks, Gregory W.
New York · Mar 1, 2005
 D
Sherman, Brad
California · Mar 1, 2005
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1025: Mortgage Servicing Clarification Act. 109th Congress. Open America. https://openamerica.io/bill/109-HR-1025/
MLA
"H.R. 1025: Mortgage Servicing Clarification Act." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-1025/.
Bluebook (legal)
H.R. 1025, 109th Cong. (2026), https://openamerica.io/bill/109-HR-1025/.
Markdown link
[H.R. 1025: Mortgage Servicing Clarification Act](https://openamerica.io/bill/109-HR-1025/)
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