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S 2931 108th Congress Senate Transportation and Public Works Automobile insurance Choice of law Civil actions and liability Commerce Consumer education Consumer protection Crime and Law Enforcement Damages Drug abuse Drunk driving Federal preemption Finance and Financial Sector Fraud Government Operations and Politics Government publicity Insurance agents Insurance companies Insurance premiums Labor and Employment

Auto Choice Reform Act of 2004

Introduced: October 7, 2004 Introduced by: Cornyn, John Republican · Texas See on congress.gov
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 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 7, 2004
Read twice and referred to the Committee on Commerce, Science, and Transportation.
Oct 7, 2004
Sponsor introductory remarks on measure. (CR S10727-10728)
Oct 7, 2004
Introduced in Senate
 Plain-English summary Congressional Research Service
Auto Choice Reform Act of 2004 - Authorizes motor vehicle insurers to offer a choice between the personal injury protection and tort maintenance systems prescribed by this Act.

Deems persons who fail to select a type of insurance to have elected insurance under the tort maintenance system.

Authorizes the appropriate State official to establish a consumer notification program regarding: (1) the comparative cost of insurance under the personal injury protection and tort maintenance systems; and (2) the benefits, rights, and obligations of the insurers and insureds under such systems. Requires insurers to provide such information to a consumer before the consumer chooses insurance.

Prescribes minimum requirements for the personal injury protection system and the tort maintenance system.

Exempts a State from application of this Act if the State: (1) declares by statute by a specified date that this Act shall not apply; or (2) finds that average premiums will not be reduced by an average of at least 30 percent for persons choosing the personal injury protection system.

What's happening now October 7, 2004

Read twice and referred to the Committee on Commerce, Science, and Transportation.

 Committees of jurisdiction 1
 Cosponsors 1
All 1 Republican 1