HR 2035 108th Congress House Finance and Financial Sector Administrative procedure Bank records Civil Rights and Liberties, Minority Issues Commerce Consumer complaints Consumer credit Consumer education Credit cards Crime and Law Enforcement Crime prevention Debit cards Driver licenses Federal Trade Commission Fraud Government Operations and Politics Government paperwork Identification devices Independent regulatory commissions Larceny

Identity Theft and Financial Privacy Protection Act of 2003

Introduced: May 8, 2003 See on congress.gov

Everywhere this bill has been 3 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

May 23, 2003

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

May 8, 2003

Referred to the House Committee on Financial Services.

May 8, 2003

Introduced in House

Plain-English summary Congressional Research Service

Identity Theft and Financial Privacy Protection Act of 2003 - Amends the Truth in Lending Act to prescribe duties imposed upon: (1) a card issuer with respect to confirmation of a consumer's changes of address; and (2) a consumer reporting agency with respect to notice of potential fraud.

Amends the Fair Credit Reporting Act to prescribe duties imposed upon a consumer reporting agency with respect to notice of potential fraud.

Exempts from such requirements: (1) certain consumer reporting agencies acting as resellers of information; (2) certain check services companies; and (3) certain demand deposit account information service companies.

Mandates truncation of credit card and debit card account numbers.

Requires a consumer reporting agency to furnish, upon consumer request, a free annual disclosure of the information in the consumer's file.

What's happening now May 23, 2003

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Committees of jurisdiction 2