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Consumer Credit Disclosure Act of 2003

Introduced: April 10, 2003 Introduced by: McGovern, James P. Democratic · Massachusetts See on congress.gov
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This bill died when the 108th Congress ended
It never became law before the 108th Congress (2003–2004) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 29, 2003
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Apr 10, 2003
Referred to the House Committee on Financial Services.
Apr 10, 2003
Introduced in House
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 Plain-English summary Congressional Research Service

Consumer Credit Disclosure Act of 2003 - Amends the the Truth in Lending Act to require enhanced disclosures under an open end consumer credit plan about repayment information applicable to the outstanding balance, including: (1) the required minimum monthly payment on that balance, represented as both a dollar figure and as a percentage of that balance; (2) the number of months (rounded to the nearest month) that it would take to pay the entire amount of that balance, if the consumer pays only the required minimum monthly payments and if no further advances are made; (3) the total cost to the consumer, including interest and principal payments, of paying that balance in full, if the consumer pays only the required minimum monthly payments and if no further advances are made; and (4) the monthly payment amount that would be required for the consumer to eliminate the outstanding balance in 36 months if no further advances are made.

What's happening now April 29, 2003

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 2
All 2 Democratic 2
D
Norton, Eleanor Holmes
District of Columbia · Apr 10, 2003
 D
Schakowsky, Janice D.
Illinois · Apr 10, 2003
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1747: Consumer Credit Disclosure Act of 2003. 108th Congress. Open America. https://openamerica.io/bill/108-HR-1747/
MLA
"H.R. 1747: Consumer Credit Disclosure Act of 2003." 108th Congress, 2026, Open America, https://openamerica.io/bill/108-HR-1747/.
Bluebook (legal)
H.R. 1747, 108th Cong. (2026), https://openamerica.io/bill/108-HR-1747/.
Markdown link
[H.R. 1747: Consumer Credit Disclosure Act of 2003](https://openamerica.io/bill/108-HR-1747/)
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