Skip to main content
S 2850 107th Congress Senate Crime and Law Enforcement Automobile insurance Automobile parts Automobile repair Congress Congressional reporting requirements Criminal investigation Criminal statistics Department of Justice Executive reorganization Finance and Financial Sector Fraud Government Operations and Politics Government publicity Health Prosecution Public prosecutors Salvage Self-insurance Traffic accidents and safety

Cheaper Car Insurance Act of 2002

Introduced: August 1, 2002 Introduced by: Schumer, Charles E. Democratic · New York See on congress.gov
Sign in to write a letter Sign in to watch
This bill died when the 107th Congress ended
It never became law before the 107th Congress (2001–2002) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Aug 1, 2002
Read twice and referred to the Committee on the Judiciary.
Aug 1, 2002
Introduced in Senate
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service
Cheaper Car Insurance Act of 2002 - Amends the Federal criminal code to establish criminal penalties for automobile insurance fraud, defined as knowing and intentional preparation or presentation of a written statement to or by an insurer, self-insurer, or any agent, with: (1) materially false information concerning any fact material to an application, certificate, evidence, or claim relating to a commercial automobile insurance policy; or (2) concealment with intent to mislead of information concerning any such material fact.

Directs the Department of Justice to publish best practices for the States to use: (1) in licensing auto body shops that perform work paid for by insurers; and (2) in licensing medical treatment provided to people who are injured in automobile accidents.

Requires the Attorney General to cooperate with the offices of the U.S. Attorneys to: (1) aggressively investigate fraudulent chop shops, salvage yards, and automobile insurance fraud; and (2) report statistics on such investigations, prosecutions, and convictions.

Directs the Attorney General to establish investigative and prosecutorial special units in such offices in the ten U.S. cities most severely affected by automobile insurance fraud in order to investigate and prosecute it.

What's happening now August 1, 2002

Read twice and referred to the Committee on the Judiciary.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 2850: Cheaper Car Insurance Act of 2002. 107th Congress. Open America. https://openamerica.io/bill/107-S-2850/
MLA
"S. 2850: Cheaper Car Insurance Act of 2002." 107th Congress, 2026, Open America, https://openamerica.io/bill/107-S-2850/.
Bluebook (legal)
S. 2850, 107th Cong. (2026), https://openamerica.io/bill/107-S-2850/.
Markdown link
[S. 2850: Cheaper Car Insurance Act of 2002](https://openamerica.io/bill/107-S-2850/)
Report a problem