Skip to main content
HR 3372 107th Congress House

Access and Openness in Small Business Lending Act of 2001

Official title: To amend the Equal Credit Opportunity Act to permit the collection of demographic information in connection with small business loan applications with the applicant's consent, and for other purposes.

Introduced: November 29, 2001 Introduced by: McGovern, James P. Democratic · Massachusetts See on congress.gov
Finance and Financial Sector Bank loansBank recordsCivil Rights and Liberties, Minority IssuesCivil rights enforcement
More subjectsShow fewer subjects
CommerceDiscrimination in consumer creditFreedom of informationGovernment Operations and PoliticsGovernment paperworkMinoritiesMinority business enterprisesRacial discriminationRight of privacySex discrimination against womenSmall businessWomenWomen in business
Sign in to write a letter Sign in to watch
This bill died when the 107th Congress ended
It never became law before the 107th Congress (2001–2002) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 10, 2001
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Nov 29, 2001
Referred to the House Committee on Financial Services.
Nov 29, 2001
Sponsor introductory remarks on measure. (CR H8630-8631)
Nov 29, 2001
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Latest action December 10, 2001

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service
Access and Openness in Small Business Lending Act of 2001 - Amends the Equal Credit Opportunity Act to require a depository institution, in the case of an application for credit made by a small business, to: (1) inquire whether the business is a women- or minority-owned business; and (2) maintain a record of the responses to such inquiry separate from the application and accompanying information. Allows any applicant to refuse to provide such information. Prohibits: (1) access to such information by any loan underwriter, officer, employee, or affiliate of the depository institution; and (2) the depository institution from including personally identifiable information in such record of responses. Requires such information to be made available to Federal enforcement agencies. Exempts from such requirements institutions having total assets equal to or less than the exemption amount determined under the Home Mortgage Disclosure Act of 1975.
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3372: Access and Openness in Small Business Lending Act of 2001. 107th Congress. Open America. https://openamerica.io/bill/107-HR-3372/
MLA
"H.R. 3372: Access and Openness in Small Business Lending Act of 2001." 107th Congress, 2026, Open America, https://openamerica.io/bill/107-HR-3372/.
Bluebook (legal)
H.R. 3372, 107th Cong. (2026), https://openamerica.io/bill/107-HR-3372/.
Markdown link
[H.R. 3372: Access and Openness in Small Business Lending Act of 2001](https://openamerica.io/bill/107-HR-3372/)
Report a problem