HR 3053
107th Congress
House
Finance and Financial Sector
Administrative procedure
Bank records
Civil Rights and Liberties, Minority Issues
Commerce
Consumer complaints
Consumer credit
Consumer education
Credit cards
Crime and Law Enforcement
Crime prevention
Driver licenses
Federal Trade Commission
Fraud
Government Operations and Politics
Government paperwork
Identification devices
Independent regulatory commissions
Larceny
Law
Identity Theft Prevention Act of 2001
Introduced: October 5, 2001
See on congress.gov
Everywhere this bill has been
3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 2, 2001
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Oct 5, 2001
Referred to the House Committee on Financial Services.
Oct 5, 2001
Introduced in House
Plain-English summary
Identity Theft Prevention Act of 2001 - Amends the Truth in Lending Act to prescribe procedural guidelines under which a credit card issuer shall confirm changes of address.
Amends the Fair Credit Reporting Act to prescribe procedural guidelines under which a consumer reporting agency shall: (1) notify the requester of a discrepancy in the address in the consumer file; (2) include a fraud alert in the file of a requesting consumer; and (3) make free annual disclosures upon consumer request.
Confers enforcement jurisdiction upon the Federal Trade Commission.
Mandates truncation of credit card account numbers, so that an entity that accepts credit cards for the transaction of business is prohibited from printing more than the last 5 digits of the credit card account number or the expiration date upon any receipt provided to the cardholder.
What's happening now
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Committees of jurisdiction
2