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HR 296 107th Congress House

Credit Card Consumer Protection Act of 2001

Official title: To amend the Truth in Lending Act to require credit card issuers to mail monthly statements at least 30 days before the due date of the next payment, and for other purposes.

Introduced: February 28, 2001 See on congress.gov
Finance and Financial Sector Business recordsCommerceConsumer creditConsumer education
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Consumer protectionCredit cardsFeesFinancial statementsGovernment Operations and PoliticsGovernment paperworkPostal service
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This bill died when the 107th Congress ended
It never became law before the 107th Congress (2001–2002) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 2, 2001
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jan 30, 2001
Referred to the House Committee on Financial Services.
Jan 30, 2001
Introduced in House
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 Latest action March 2, 2001

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service
Credit Card Consumer Protection Act of 2001 - Amends Truth in Lending Act provisions governing open-end consumer credit card plan disclosures to mandate: (1) a 30-day posting deadline for the mailing of credit card account statements; (2) prominent type face disclosure of the date by which a late fee will be charged to the account; and (3) recordkeeping by the credit card issuer of the pertinent dates for the mailing of bills and receipt of bill payments.
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 5
All 5 Democratic 4
D
Baldwin, Tammy
Wisconsin · Mar 5, 2001
 D
Schakowsky, Janice D.
Illinois · Feb 28, 2001
 D
Thompson, Bennie G.
Mississippi · Feb 7, 2001
Faleomavaega, Eni
· Jan 30, 2001
 D
McGovern, James P.
Massachusetts · Jan 30, 2001
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 296: Credit Card Consumer Protection Act of 2001. 107th Congress. Open America. https://openamerica.io/bill/107-HR-296/
MLA
"H.R. 296: Credit Card Consumer Protection Act of 2001." 107th Congress, 2026, Open America, https://openamerica.io/bill/107-HR-296/.
Bluebook (legal)
H.R. 296, 107th Cong. (2026), https://openamerica.io/bill/107-HR-296/.
Markdown link
[H.R. 296: Credit Card Consumer Protection Act of 2001](https://openamerica.io/bill/107-HR-296/)
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