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HR 2730 107th Congress House Finance and Financial Sector Bank records Civil Rights and Liberties, Minority Issues Commerce Consumer credit Federal preemption Financial institutions Government Operations and Politics Insurance companies Right of privacy State laws

National Consumer Privacy Act

Introduced: August 2, 2001 Introduced by: Sessions, Pete Republican · Texas See on congress.gov
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This bill died when the 107th Congress ended
It never became law before the 107th Congress (2001–2002) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Aug 24, 2001
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Aug 2, 2001
Referred to the House Committee on Financial Services.
Aug 2, 2001
Introduced in House
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 Plain-English summary Congressional Research Service
National Consumer Privacy Act - Amends the Gramm-Leach-Bliley Act (the Act) to prohibit the States from imposing any requirement or prohibition upon either financial institutions, or upon recipients of nonpublic personal information from such institutions, with respect to financial privacy concerns currently regulated by the Act's privacy guidelines (thus establishing Federal preemption of financial privacy standards for financial institutions). Exempts from this preemption the authority of a State insurance authority to prescribe regulations and enforce related Federal law.

Amends the Fair Credit Reporting Act regarding Federal preemption of consumer credit privacy guidelines to: (1) provide that such preemption shall not affect certain settlements, agreements, or consent judgments between a State Attorney General and a consumer reporting agency; and (2) preempt certain State law that explicitly states its intention to supplement such Federal privacy guidelines, and grant greater protection to consumers than is provided under the Federal guidelines.

What's happening now August 24, 2001

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 2730: National Consumer Privacy Act. 107th Congress. Open America. https://openamerica.io/bill/107-HR-2730/
MLA
"H.R. 2730: National Consumer Privacy Act." 107th Congress, 2026, Open America, https://openamerica.io/bill/107-HR-2730/.
Bluebook (legal)
H.R. 2730, 107th Cong. (2026), https://openamerica.io/bill/107-HR-2730/.
Markdown link
[H.R. 2730: National Consumer Privacy Act](https://openamerica.io/bill/107-HR-2730/)
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