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HR 2208 107th Congress House Finance and Financial Sector Bank accounts Economics and Public Finance Federally-assisted loans Federally-guaranteed loans Fire insurance Government lending Housing and Community Development Insurance premiums Interest Interest rates Mortgage banks Mortgage guaranty insurance Mortgage loans Property tax Taxation

To amend the Real Estate Settlement Procedures Act of 1974 to require the payment of interest on escrow and impoundment accounts established for the payment of taxes and fire and hazard insurance…

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To amend the Real Estate Settlement Procedures Act of 1974 to require the payment of interest on escrow and impoundment accounts established for the payment of taxes and fire and hazard insurance premiums on property securing a federally related mortgage loan.

Introduced: June 14, 2001 See on congress.gov
This bill died when the 107th Congress ended
It never became law before the 107th Congress (2001–2002) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 25, 2001
Referred to the Subcommittee on Housing and Community Opportunity.
Jun 14, 2001
Referred to the House Committee on Financial Services.
Jun 14, 2001
Introduced in House
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 Plain-English summary Congressional Research Service
Amends the Real Estate Settlement Procedures Act of 1974 to require the payment of interest (of at least 3.5 percent) to a borrower on escrow and impoundment accounts established for the payment of taxes and fire and hazard insurance premiums on property securing a federally related mortgage loan.
What's happening now June 25, 2001

Referred to the Subcommittee on Housing and Community Opportunity.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 2208: To amend the Real Estate Settlement Procedures Act of 1974 to require the payment of interest on escrow and impoundment accounts established for the payment of taxes and fire and hazard insurance premiums on property securing a federally related mortgage loan.. 107th Congress. Open America. https://openamerica.io/bill/107-HR-2208/
MLA
"H.R. 2208: To amend the Real Estate Settlement Procedures Act of 1974 to require the payment of interest on escrow and impoundment accounts established for the payment of taxes and fire and hazard insurance premiums on property securing a federally related mortgage loan.." 107th Congress, 2026, Open America, https://openamerica.io/bill/107-HR-2208/.
Bluebook (legal)
H.R. 2208, 107th Cong. (2026), https://openamerica.io/bill/107-HR-2208/.
Markdown link
[H.R. 2208: To amend the Real Estate Settlement Procedures Act of 1974 to require the payment of interest on escrow and impoundment accounts established for the payment of taxes and fire and hazard insurance premiums on property securing a federally related mortgage loan.](https://openamerica.io/bill/107-HR-2208/)
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