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HR 2014 107th Congress House

Fair Debt Collection Practices Improvement Act of 2001

Official title: To amend the Fair Debt Collection Practices Act with regard to liability for noncompliance, and for other purposes.

Introduced: July 19, 2001 See on congress.gov
Finance and Financial Sector Civil actions and liabilityCivil procedureClass actions (Civil procedure)Collection of accounts
More subjectsShow fewer subjects
CommerceConsumer creditConsumer protectionDamagesDebtor and creditorEvidence (Law)ForeclosureGovernment Operations and PoliticsGovernment paperworkLawLegal feesLiability (Law)State courtsState laws
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This bill died when the 107th Congress ended
It never became law before the 107th Congress (2001–2002) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 18, 2001
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
May 25, 2001
Referred to the House Committee on Financial Services.
May 25, 2001
Introduced in House
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 Latest action June 18, 2001

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service
Fair Debt Collection Practices Improvement Act of 2001 - Amends the Fair Debt Collection Practices Act to permit continuation of collection activities and communications during the 30-day period following notice of debt, unless the consumer requests cessation of such activities.

Broadens prescriptions governing debtor's civil liability to include a series of class actions arising out of the same violations by the same debt collector.

Disallows recovery of legal fees that accrue after the date of a consumer's refusal of a debt collector's settlement offer which is greater than or equal to the final judgment award (including participants in a class action or series of class actions).

Requires the court to consider the amount of actual damages awarded when it determines the amount of liability.

Declares that a debt collector shall not be liable if the preponderance of the evidence shows that the violation resulted from good faith compliance with either Federal or State rules of civil procedure, or with a non-judicial foreclosure proceeding.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 6
All 6 Democratic 1 Republican 3
BEREUTER, DOUGLAS
· Sep 4, 2002
 R
Wilson, Joe
South Carolina · Jun 13, 2002
 R
Calvert, Ken
California · May 9, 2002
 R
Issa, Darrell
California · Mar 12, 2002
MCINNIS, SCOTT
· Feb 26, 2002
 D
Smith, Adam
Washington · Jul 19, 2001
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2014: Fair Debt Collection Practices Improvement Act of 2001. 107th Congress. Open America. https://openamerica.io/bill/107-HR-2014/
MLA
"H.R. 2014: Fair Debt Collection Practices Improvement Act of 2001." 107th Congress, 2026, Open America, https://openamerica.io/bill/107-HR-2014/.
Bluebook (legal)
H.R. 2014, 107th Cong. (2026), https://openamerica.io/bill/107-HR-2014/.
Markdown link
[H.R. 2014: Fair Debt Collection Practices Improvement Act of 2001](https://openamerica.io/bill/107-HR-2014/)
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