Skip to main content
HR 2014 107th Congress House Finance and Financial Sector Civil actions and liability Civil procedure Class actions (Civil procedure) Collection of accounts Commerce Consumer credit Consumer protection Damages Debtor and creditor Evidence (Law) Foreclosure Government Operations and Politics Government paperwork Law Legal fees Liability (Law) State courts State laws

Fair Debt Collection Practices Improvement Act of 2001

Introduced: May 25, 2001 See on congress.gov
Sign in to write a letter Sign in to watch
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 18, 2001
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
May 25, 2001
Referred to the House Committee on Financial Services.
May 25, 2001
Introduced in House
 Plain-English summary Congressional Research Service
Fair Debt Collection Practices Improvement Act of 2001 - Amends the Fair Debt Collection Practices Act to permit continuation of collection activities and communications during the 30-day period following notice of debt, unless the consumer requests cessation of such activities.

Broadens prescriptions governing debtor's civil liability to include a series of class actions arising out of the same violations by the same debt collector.

Disallows recovery of legal fees that accrue after the date of a consumer's refusal of a debt collector's settlement offer which is greater than or equal to the final judgment award (including participants in a class action or series of class actions).

Requires the court to consider the amount of actual damages awarded when it determines the amount of liability.

Declares that a debt collector shall not be liable if the preponderance of the evidence shows that the violation resulted from good faith compliance with either Federal or State rules of civil procedure, or with a non-judicial foreclosure proceeding.

What's happening now June 18, 2001

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Committees of jurisdiction 2
 Cosponsors 4
All 4 Democratic 1 Republican 3