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HR 184 107th Congress House

College Student Credit Card Protection Act

Official title: To amend the Consumer Credit Protection Act to prevent credit card issuers from taking unfair advantage of full-time, traditional-aged, college students, to pr… Show full official titleShow less

Official title: To amend the Consumer Credit Protection Act to prevent credit card issuers from taking unfair advantage of full-time, traditional-aged, college students, to protect parents of traditional college student credit card holders, and for other purposes.

Introduced: March 6, 2001 See on congress.gov
Finance and Financial Sector AdvertisingBank marketingCollege studentsCommerce
More subjectsShow fewer subjects
Consumer creditConsumer educationConsumer protectionCredit cardsDebtEducationFamiliesGovernment Operations and PoliticsHigher educationIncomeLawLiability (Law)Parents
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This bill died when the 107th Congress ended
It never became law before the 107th Congress (2001–2002) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 2, 2001
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jan 3, 2001
Referred to the House Committee on Financial Services.
Jan 3, 2001
Sponsor introductory remarks on measure. (CR E2-3)
Jan 3, 2001
Introduced in House
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 Latest action March 2, 2001

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service
College Student Credit Card Protection Act - Amends the Truth in Lending Act to limit by a specified formula the total credit extended under a credit card account to a full time, traditional-aged college student (unless the student's parent or guardian assumes joint liability). Prohibits increasing the credit limit on an account for which a parent or guardian has assumed joint liability without the parent's or guardian's approval of such increase.

Prohibits a creditor from opening a credit card account for any such college student who: (1) has no annual gross income; and (2) already has a credit card account under an open end consumer credit plan.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 10
All 10 Democratic 4 Republican 1 Independent 1
D
McGovern, James P.
Massachusetts · Jun 24, 2002
 D
Kaptur, Marcy
Ohio · Mar 29, 2001
 I
Sanders, Bernard
Vermont · Mar 29, 2001
 D
Davis, Danny K.
Illinois · Mar 28, 2001
FROST, MARTIN
· Mar 6, 2001
HOEFFEL, JOSEPH
· Mar 6, 2001
 R
Smith, Christopher H.
New Jersey · Feb 27, 2001
LIPINSKI, WILLIAM
· Feb 8, 2001
 D
Nadler, Jerrold
New York · Feb 6, 2001
NETHERCUTT, GEORGE
· Feb 6, 2001
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 184: College Student Credit Card Protection Act. 107th Congress. Open America. https://openamerica.io/bill/107-HR-184/
MLA
"H.R. 184: College Student Credit Card Protection Act." 107th Congress, 2026, Open America, https://openamerica.io/bill/107-HR-184/.
Bluebook (legal)
H.R. 184, 107th Cong. (2026), https://openamerica.io/bill/107-HR-184/.
Markdown link
[H.R. 184: College Student Credit Card Protection Act](https://openamerica.io/bill/107-HR-184/)
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