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S. 3063 106th Congress Senate

Consumer Credit Score Disclosure Act of 2000

Official title: A bill to amend the Fair Credit Reporting Act to provide for disclosure of credit-scoring information by creditors and consumer reporting agencies.

Introduced: September 18, 2000 Introduced by: Charles E. Schumer Democratic · New York See on congress.gov
Finance and Financial Sector CommerceConsumer behaviorConsumer creditConsumer education
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ContractsFederal preemptionGovernment Operations and PoliticsGovernment paperworkHome equity loansHousing and Community DevelopmentLoan defaultsState laws
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This bill died when the 106th Congress ended
It never became law before the 106th Congress (1999–2000) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 18, 2000
Referred to the Committee on Banking, Housing, and Urban Affairs.
Sep 18, 2000
Introduced in Senate
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 Latest action September 18, 2000

Referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service
Consumer Credit Score Disclosure Act of 2000 - Amends the Fair Credit Reporting Act to require that: (1) a consumer reporting agency provide a consumer with specified credit score disclosures where an application for an extension of consumer credit is to be secured by a dwelling; and (2) copies of the credit scores and their derivation be furnished to the consumer by any person that uses consumer credit scores to make or arrange for such consumer credit extensions.

Declares void any contract provision that prohibits credit score disclosure by either a consumer reporting agency or a person who makes or arranges for the pertinent credit.

Shields a user of the credit score from liability for such a disclosure.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 3063: Consumer Credit Score Disclosure Act of 2000. 106th Congress. Open America. https://openamerica.io/bill/106-S-3063/
MLA
"S. 3063: Consumer Credit Score Disclosure Act of 2000." 106th Congress, 2026, Open America, https://openamerica.io/bill/106-S-3063/.
Bluebook (legal)
S. 3063, 106th Cong. (2026), https://openamerica.io/bill/106-S-3063/.
Markdown link
[S. 3063: Consumer Credit Score Disclosure Act of 2000](https://openamerica.io/bill/106-S-3063/)
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