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Fair Credit Reporting Act Amendments of 2000

Introduced: June 13, 2000 See on congress.gov
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This bill died when the 106th Congress ended
It never became law before the 106th Congress (1999–2000) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 20, 2000
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jun 13, 2000
Referred to the House Committee on Banking and Financial Services.
Jun 13, 2000
Introduced in House
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 Plain-English summary Congressional Research Service
Fair Credit Reporting Act Amendments of 2000 - Amends the Fair Credit Reporting Act (FCRA) to mandate that, upon consumer request, a consumer reporting agency: (1) furnish an annual credit report free of charge; and (2) disclose credit risk scores or other predictors contained in the consumer's file, including the factors and relative weights taken into account, and the extent to which such factors raise or lower the score or predictor. (Currently such disclosures are prohibited).

Prohibits the inclusion of certain small debts in a consumer report under specified circumstances.

Directs the Board of Governors of the Federal Reserve System and the Federal Trade Commission to: (1) monitor and review the extent to which consumer reporting agencies and purveyors of information to such agencies comply with FCRA requirements for the prompt investigation of matters in dispute and the prompt correction of inaccurate or incomplete information, or information that cannot be verified; and (2) present a progress report to Congress.

What's happening now July 20, 2000

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 2
All 2 Democratic 2
D
Lofgren, Zoe
California · Jul 10, 2000
 D
Meeks, Gregory W.
New York · Jul 10, 2000
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4644: Fair Credit Reporting Act Amendments of 2000. 106th Congress. Open America. https://openamerica.io/bill/106-HR-4644/
MLA
"H.R. 4644: Fair Credit Reporting Act Amendments of 2000." 106th Congress, 2026, Open America, https://openamerica.io/bill/106-HR-4644/.
Bluebook (legal)
H.R. 4644, 106th Cong. (2026), https://openamerica.io/bill/106-HR-4644/.
Markdown link
[H.R. 4644: Fair Credit Reporting Act Amendments of 2000](https://openamerica.io/bill/106-HR-4644/)
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