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HR 3494 106th Congress House

State and Local Automated Teller Machine Regulation Protection Act of 1999

Official title: To clarify that no provisions of title LXII of the Revised Statutes of the United States, the Home Owners' Loan Act, or any other Federal law have ever been in… Show full official titleShow less

Official title: To clarify that no provisions of title LXII of the Revised Statutes of the United States, the Home Owners' Loan Act, or any other Federal law have ever been intended, and may not be construed, to supersede nondiscriminatory State or local laws that regulate fees and surcharges imposed by operators of automated teller machines for use of such machines.

Introduced: November 22, 1999 Introduced by: Sanders, Bernard Independent · Vermont See on congress.gov
Finance and Financial Sector Automated teller machinesChecking accountsCommerceComputer networks
More subjectsShow fewer subjects
Consumer protectionElectronic funds transfersFederal preemptionFeesGovernment Operations and PoliticsLocal lawsSavings accountsScience, Technology, CommunicationsState lawsUser charges
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This bill died when the 106th Congress ended
It never became law before the 106th Congress (1999–2000) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 2, 1999
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Nov 18, 1999
Referred to the House Committee on Banking and Financial Services.
Nov 18, 1999
Introduced in House
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 Latest action December 2, 1999

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service
State and Local Automated Teller Machine Regulation Protection Act of 1999 - States that no provision of Federal law shall be construed as preempting any State or local law (or authorizing any Federal banking agency to preempt any such law) which prohibits or limits the imposition of electronic fund transfer fees upon a consumer by certain electronic terminal operators utilizing a communication network to effect a transaction with the financial institution holding such consumer's account.
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 5
All 5 Democratic 4
D
Schakowsky, Janice D.
Illinois · Apr 5, 2000
 D
Davis, Danny K.
Illinois · Feb 15, 2000
LIPINSKI, WILLIAM
· Nov 22, 1999
 D
Pelosi, Nancy
California · Nov 18, 1999
 D
Waters, Maxine
California · Nov 18, 1999
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3494: State and Local Automated Teller Machine Regulation Protection Act of 1999. 106th Congress. Open America. https://openamerica.io/bill/106-HR-3494/
MLA
"H.R. 3494: State and Local Automated Teller Machine Regulation Protection Act of 1999." 106th Congress, 2026, Open America, https://openamerica.io/bill/106-HR-3494/.
Bluebook (legal)
H.R. 3494, 106th Cong. (2026), https://openamerica.io/bill/106-HR-3494/.
Markdown link
[H.R. 3494: State and Local Automated Teller Machine Regulation Protection Act of 1999](https://openamerica.io/bill/106-HR-3494/)
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