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HR 2351 106th Congress House Finance and Financial Sector Administrative procedure Checks Commerce Consumer credit Consumer education Consumer protection Debtor and creditor Deceptive advertising Federal Reserve System Government Operations and Politics Law Liability (Law) Negotiable instruments Restrictive trade practices

Unsolicited Loan Check Consumer Protection Act of 1999

Introduced: June 24, 1999 See on congress.gov
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This bill died when the 106th Congress ended
It never became law before the 106th Congress (1999–2000) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 15, 1999
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jun 24, 1999
Referred to the House Committee on Banking and Financial Services.
Jun 24, 1999
Sponsor introductory remarks on measure. (CR E1387)
Jun 24, 1999
Introduced in House
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 Plain-English summary Congressional Research Service

Unsolicited Loan Check Consumer Protection Act of 1999 - Amends the Consumer Credit Protection Act to prohibit loan solicitations to consumers that are accompanied by a negotiable instrument (unsolicited loan checks), unless such solicitations are in response to a prior consumer request for an extension of credit.

Shields such consumer from liability for the amount of any negotiable instrument sent in violation of this Act. Prohibits the reporting to, or receipt by, any credit agency of information on consumer creditworthiness based upon such unsolicited loan checks.

Requires the Federal Reserve Board to promulgate implementing regulations.

What's happening now July 15, 1999

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 1
All 1 Democratic 1
D
Schakowsky, Janice D.
Illinois · Aug 2, 1999
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2351: Unsolicited Loan Check Consumer Protection Act of 1999. 106th Congress. Open America. https://openamerica.io/bill/106-HR-2351/
MLA
"H.R. 2351: Unsolicited Loan Check Consumer Protection Act of 1999." 106th Congress, 2026, Open America, https://openamerica.io/bill/106-HR-2351/.
Bluebook (legal)
H.R. 2351, 106th Cong. (2026), https://openamerica.io/bill/106-HR-2351/.
Markdown link
[H.R. 2351: Unsolicited Loan Check Consumer Protection Act of 1999](https://openamerica.io/bill/106-HR-2351/)
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