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HR 1634 106th Congress House

Consumer Disclosure and Rental Purchase Agreement Act

Official title: To amend the Consumer Credit Protection Act to assure meaningful disclosures of the terms of rental-purchase agreements, including disclosures of all costs to … Show full official titleShow less

Official title: To amend the Consumer Credit Protection Act to assure meaningful disclosures of the terms of rental-purchase agreements, including disclosures of all costs to consumers under such agreements, to provide certain substantive rights to consumers under such agreements, and for other purposes.

Introduced: July 20, 2000 See on congress.gov
Commerce Administrative procedureAdvertisingAgriculture and FoodCivil actions and liability
More subjectsShow fewer subjects
Class actions (Civil procedure)Consumer creditConsumer educationConsumer protectionContractsDamagesEconomics and Public FinanceFederal Reserve SystemFederal preemptionFinance and Financial SectorGovernment Operations and PoliticsGovernment liabilityGovernment paperworkLabelingLawLease and rental servicesLeasesLiability (Law)Limitation of actionsMaintenance and repairRentState lawsWarranties
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This bill died when the 106th Congress ended
It never became law before the 106th Congress (1999–2000) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 13, 1999
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Apr 29, 1999
Referred to the House Committee on Banking and Financial Services.
Apr 29, 1999
Introduced in House
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 Latest action May 13, 1999

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service

Consumer Disclosure and Rental Purchase Agreement Act - Amends the Consumer Credit Protection Act to create a new title on rental purchase agreements. Declares that the title does not apply to rental-purchase agreements primarily for business, commercial, or agricultural purposes or made with Government instrumentalities.

Regulates: (1) the content and manner of disclosures by merchants in rental-purchase agreements; and (2) the contents of rental-purchase agreements. Prohibits a rental-purchase agreement from containing specified inclusions. Sets forth provisions for: (1) quarterly reports from merchants to consumers; (2) renegotiations and extensions of rental-purchase agreements; and (3) the content of rental-purchase advertising. Imposes individual and class action civil liability for violations. Establishes merchant defenses and provides for the liability of merchant assignees. Mandates model disclosure forms and clauses. Sets forth conditions under which this Act shall preempt State laws relating to rental-purchase agreements.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 9
All 9 Democratic 1 Republican 3
D
Velázquez, Nydia M.
New York · Jul 20, 2000
 R
Moran, Jerry
Kansas · Jun 26, 2000
 R
Wicker, Roger F.
Mississippi · May 10, 2000
NETHERCUTT, GEORGE
· May 4, 2000
FROST, MARTIN
· Oct 14, 1999
HOUGHTON, AMO
· Jul 16, 1999
Isakson, Johnny
· May 13, 1999
JOHN, CHRISTOPHER
· May 13, 1999
 R
Sessions, Pete
Texas · May 13, 1999
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1634: Consumer Disclosure and Rental Purchase Agreement Act. 106th Congress. Open America. https://openamerica.io/bill/106-HR-1634/
MLA
"H.R. 1634: Consumer Disclosure and Rental Purchase Agreement Act." 106th Congress, 2026, Open America, https://openamerica.io/bill/106-HR-1634/.
Bluebook (legal)
H.R. 1634, 106th Cong. (2026), https://openamerica.io/bill/106-HR-1634/.
Markdown link
[H.R. 1634: Consumer Disclosure and Rental Purchase Agreement Act](https://openamerica.io/bill/106-HR-1634/)
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