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HR 264 105th Congress House Finance and Financial Sector Automated teller machines Commerce Congress Congressional investigations Congressional reporting requirements Consumer education Debit cards Electronic funds transfers Fees Law Liability (Law) Science, Technology, Communications User charges

ATM Fee Reform Act of 1997

Introduced: January 7, 1997 See on congress.gov
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This bill died when the 105th Congress ended
It never became law before the 105th Congress (1997–1998) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 14, 1997
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jan 7, 1997
Referred to the House Committee on Banking and Financial Services.
Jan 7, 1997
Introduced in House
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 Plain-English summary Congressional Research Service

ATM Fee Reform Act of 1997 - Amends the Electronic Fund Transfer Act to mandate fee disclosures at the time of service by any host electronic terminal operator which imposes a fee for providing host transfer services to a consumer.

Mandates disclosure at the time the consumer contracts for electronic fund transfer services that fees may be imposed for initiating electronic fund transfers from an electronic terminal which is not operated by the issuer of the consumer's access card. Requires the Comptroller General to study the feasibility of requiring specified fee disclosures before the consumer is irrevocably committed to completing any electronic fund transfer by means of an electronic terminal.

What's happening now February 14, 1997

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 2
All 2 Democratic 2
D
DeLauro, Rosa L.
Connecticut · Mar 21, 1997
 D
Schumer, Charles E.
New York · Jan 7, 1997
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 264: ATM Fee Reform Act of 1997. 105th Congress. Open America. https://openamerica.io/bill/105-HR-264/
MLA
"H.R. 264: ATM Fee Reform Act of 1997." 105th Congress, 2026, Open America, https://openamerica.io/bill/105-HR-264/.
Bluebook (legal)
H.R. 264, 105th Cong. (2026), https://openamerica.io/bill/105-HR-264/.
Markdown link
[H.R. 264: ATM Fee Reform Act of 1997](https://openamerica.io/bill/105-HR-264/)
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