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HR 2590 105th Congress House

To require life and disability insurers to disclose an insurance applicant's medical test results to the applicant, unless the applicant specifically declines to receive the results, and otherwise to…

Official title: To require life and disability insurers to disclose an insurance applicant's medical test results to the applicant, unless the applicant specifically declines … Show full official titleShow less

Official title: To require life and disability insurers to disclose an insurance applicant's medical test results to the applicant, unless the applicant specifically declines to receive the results, and otherwise to restrict the disclosure of such results by such insurers.

Introduced: October 1, 1997 See on congress.gov
Finance and Financial Sector Civil Rights and Liberties, Minority IssuesCommerceDamagesDisability insurance
More subjectsShow fewer subjects
DisabledFederal preemptionGovernment Operations and PoliticsGovernment paperworkHealthHealth counselingInsurance companiesLawLegal feesLife insuranceMedical recordsMedical testsPatients' rightsPhysical examinationsPhysiciansPunitive damagesRight of privacyState laws
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This bill died when the 105th Congress ended
It never became law before the 105th Congress (1997–1998) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 15, 1997
Referred to the Subcommittee on Health and Environment.
Oct 15, 1997
Referred to the Subcommittee on Finance and Hazardous Materials.
Oct 1, 1997
Referred to the House Committee on Commerce.
Oct 1, 1997
Introduced in House
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 Latest action October 15, 1997

Referred to the Subcommittee on Health and Environment.

 Plain-English summary Congressional Research Service

Requires that a life or disability insurer, if the insurer requires an applicant for life or disability insurance to submit to a medical examination or test, ensure disclosure to the applicant of the test results. Prohibits the insurer from disclosing the results to any other person, except under a written authorization made by the applicant, pursuant to certain legal process, or to a public health authority when expressly required by law. Provides for civil actions for violations of this Act by any aggrieved person, allowing recovery of statutory, compensatory, and punitive damages and attorney's fees. Declares that, for provisions of Federal law commonly known as the McCarran-Ferguson Act prohibiting Federal insurance law from preempting State law unless the Federal law specifically relates to the business of insurance, this Act shall be considered to specifically relate to the business of insurance.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
 Cosponsors 3
All 3 Democratic 1 Independent 1
I
Sanders, Bernard
Vermont · Nov 8, 1997
FROST, MARTIN
· Oct 1, 1997
 D
Schumer, Charles E.
New York · Oct 1, 1997
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2590: To require life and disability insurers to disclose an insurance applicant's medical test results to the applicant, unless the applicant specifically declines to receive the results, and otherwise to restrict the disclosure of such results by such insurers.. 105th Congress. Open America. https://openamerica.io/bill/105-HR-2590/
MLA
"H.R. 2590: To require life and disability insurers to disclose an insurance applicant's medical test results to the applicant, unless the applicant specifically declines to receive the results, and otherwise to restrict the disclosure of such results by such insurers.." 105th Congress, 2026, Open America, https://openamerica.io/bill/105-HR-2590/.
Bluebook (legal)
H.R. 2590, 105th Cong. (2026), https://openamerica.io/bill/105-HR-2590/.
Markdown link
[H.R. 2590: To require life and disability insurers to disclose an insurance applicant's medical test results to the applicant, unless the applicant specifically declines to receive the results, and otherwise to restrict the disclosure of such results by such insurers.](https://openamerica.io/bill/105-HR-2590/)
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