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S 1379 104th Congress Senate Commerce Class actions (Civil procedure) Collection of accounts Confidential communications Consumer credit Consumer protection Damages Federal employees Federal preemption Finance and Financial Sector Frivolous lawsuits Government Operations and Politics Government paperwork Income Jurisdiction Law Legal fees State laws State officials and employees

Fair Debt Collection Practices Amendments Act of 1995

Introduced: November 2, 1995 See on congress.gov
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This bill died when the 104th Congress ended
It never became law before the 104th Congress (1995–1996) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 2, 1995
Read twice and referred to the Committee on Banking.
Nov 2, 1995
Sponsor introductory remarks on measure. (CR S16624)
Nov 2, 1995
Introduced in Senate
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 Plain-English summary Congressional Research Service

Fair Debt Collection Practices Amendments Act of 1995 - Amends the Fair Debt Collection Practices Act to limit the exclusion from its purview of debt collection activities by a Federal or State official to collection of debts owed to the Federal or a State government, respectively.

(Sec. 3) Permits a debt collector to acquire income, assets, or credit information from a person other than the debtor's attorney if the attorney refuses to provide such information.

(Sec. 4) Revises procedural guidelines for: (1) debt validation; (2) legal actions by debt collectors; and (3) limitations on damages, including repeal of the allowance of up to $1,000 in additional damages.

Provides that this Act: (1) supersedes any State law creating a private right of action against a debt collector; (2) does not provide a remedy for any violation of State law regarding debt collection practices; and (3) does not establish any liability or penalty for violation of State law unless such violation also constitutes a violation under this Act.

What's happening now November 2, 1995

Read twice and referred to the Committee on Banking.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 1
All 1 Republican 1
R
McConnell, Mitch
Kentucky · Feb 23, 1996
Cite this page click to expand
APA
U.S. Congress. (2026). S. 1379: Fair Debt Collection Practices Amendments Act of 1995. 104th Congress. Open America. https://openamerica.io/bill/104-S-1379/
MLA
"S. 1379: Fair Debt Collection Practices Amendments Act of 1995." 104th Congress, 2026, Open America, https://openamerica.io/bill/104-S-1379/.
Bluebook (legal)
S. 1379, 104th Cong. (2026), https://openamerica.io/bill/104-S-1379/.
Markdown link
[S. 1379: Fair Debt Collection Practices Amendments Act of 1995](https://openamerica.io/bill/104-S-1379/)
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