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Fair Debt Collection Practices Amendments Act of 1995

Introduced: November 2, 1995 See on congress.gov
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 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 2, 1995
Read twice and referred to the Committee on Banking.
Nov 2, 1995
Sponsor introductory remarks on measure. (CR S16624)
Nov 2, 1995
Introduced in Senate
 Plain-English summary Congressional Research Service

Fair Debt Collection Practices Amendments Act of 1995 - Amends the Fair Debt Collection Practices Act to limit the exclusion from its purview of debt collection activities by a Federal or State official to collection of debts owed to the Federal or a State government, respectively.

(Sec. 3) Permits a debt collector to acquire income, assets, or credit information from a person other than the debtor's attorney if the attorney refuses to provide such information.

(Sec. 4) Revises procedural guidelines for: (1) debt validation; (2) legal actions by debt collectors; and (3) limitations on damages, including repeal of the allowance of up to $1,000 in additional damages.

Provides that this Act: (1) supersedes any State law creating a private right of action against a debt collector; (2) does not provide a remedy for any violation of State law regarding debt collection practices; and (3) does not establish any liability or penalty for violation of State law unless such violation also constitutes a violation under this Act.

What's happening now November 2, 1995

Read twice and referred to the Committee on Banking.

 Committees of jurisdiction 1
 Cosponsors 1
All 1 Republican 1