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S. 1379 104th Congress Senate

Fair Debt Collection Practices Amendments Act of 1995

Official title: A bill to make technical amendments to the Fair Debt Collection Practices Act, and for other purposes.

Introduced: February 23, 1996 See on congress.gov
Commerce Class actions (Civil procedure)Collection of accountsConfidential communicationsConsumer credit
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Consumer protectionDamagesFederal employeesFederal preemptionFinance and Financial SectorFrivolous lawsuitsGovernment Operations and PoliticsGovernment paperworkIncomeJurisdictionLawLegal feesState lawsState officials and employees
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This bill died when the 104th Congress ended
It never became law before the 104th Congress (1995–1996) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 2, 1995
Read twice and referred to the Committee on Banking.
Nov 2, 1995
Sponsor introductory remarks on measure. (CR S16624)
Nov 2, 1995
Introduced in Senate
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 Latest action November 2, 1995

Read twice and referred to the Committee on Banking.

 Plain-English summary Congressional Research Service

Fair Debt Collection Practices Amendments Act of 1995 - Amends the Fair Debt Collection Practices Act to limit the exclusion from its purview of debt collection activities by a Federal or State official to collection of debts owed to the Federal or a State government, respectively.

(Sec. 3) Permits a debt collector to acquire income, assets, or credit information from a person other than the debtor's attorney if the attorney refuses to provide such information.

(Sec. 4) Revises procedural guidelines for: (1) debt validation; (2) legal actions by debt collectors; and (3) limitations on damages, including repeal of the allowance of up to $1,000 in additional damages.

Provides that this Act: (1) supersedes any State law creating a private right of action against a debt collector; (2) does not provide a remedy for any violation of State law regarding debt collection practices; and (3) does not establish any liability or penalty for violation of State law unless such violation also constitutes a violation under this Act.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 1
All 1 Republican 1
R
McConnell, Mitch
Kentucky · Feb 23, 1996
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APA
U.S. Congress. (2026). S. 1379: Fair Debt Collection Practices Amendments Act of 1995. 104th Congress. Open America. https://openamerica.io/bill/104-S-1379/
MLA
"S. 1379: Fair Debt Collection Practices Amendments Act of 1995." 104th Congress, 2026, Open America, https://openamerica.io/bill/104-S-1379/.
Bluebook (legal)
S. 1379, 104th Cong. (2026), https://openamerica.io/bill/104-S-1379/.
Markdown link
[S. 1379: Fair Debt Collection Practices Amendments Act of 1995](https://openamerica.io/bill/104-S-1379/)
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