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HR 3830 104th Congress House

Church Insurance Protection Act

Official title: To prohibit insurers from canceling or refusing to renew fire insurance policies covering houses of worship and related support structures, and for other purposes.

Introduced: July 17, 1996 See on congress.gov
Finance and Financial Sector ArsonChurch propertyChurchesCivil Rights and Liberties, Minority Issues
More subjectsShow fewer subjects
CommerceCrime and Law EnforcementDamagesDiscrimination in insuranceEmergency ManagementFines (Penalties)Fire insuranceFiresInjunctionsInsurance companiesInsurance premiumsLawMinoritiesRacial discriminationReligion
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This bill died when the 104th Congress ended
It never became law before the 104th Congress (1995–1996) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 5 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 12, 1996
Sponsor introductory remarks on measure. (CR H10348)
Jul 26, 1996
Referred to the Subcommittee on Commerce, Trade, and Hazardous Materials.
Jul 25, 1996
Sponsor introductory remarks on measure. (CR H8525)
Jul 17, 1996
Referred to the Committee on Commerce, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Jul 17, 1996
Introduced in House
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 Latest action September 12, 1996

Sponsor introductory remarks on measure. (CR H10348)

 Plain-English summary Congressional Research Service

Church Insurance Protection Act - Prohibits an insurer from canceling, declining to renew, or requiring a higher premium or contribution for fire insurance for a religious property based on: (1) the race, color, religion, or national origin of property users; (2) the status of the property as religious property; (3) any previous arson against the property; or (4) any perceived arson threat. Places authority and responsibility for investigating and enforcing this Act in the Attorney General. Authorizes the Attorney General to begin a civil action. Authorizes preventive relief and mandates civil monetary damages.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
 Cosponsors 10
All 10 Democratic 8 Independent 1
FROST, MARTIN
· Aug 2, 1996
 D
Lofgren, Zoe
California · Aug 2, 1996
 I
Sanders, Bernard
Vermont · Jul 31, 1996
 D
Bishop, Sanford D.
Georgia · Jul 17, 1996
 D
Clyburn, James E.
South Carolina · Jul 17, 1996
 D
Fields, Cleo
Louisiana · Jul 17, 1996
 D
Norton, Eleanor Holmes
District of Columbia · Jul 17, 1996
 D
Scott, Robert C. "Bobby"
Virginia · Jul 17, 1996
 D
Thompson, Bennie G.
Mississippi · Jul 17, 1996
 D
Waters, Maxine
California · Jul 17, 1996
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3830: Church Insurance Protection Act. 104th Congress. Open America. https://openamerica.io/bill/104-HR-3830/
MLA
"H.R. 3830: Church Insurance Protection Act." 104th Congress, 2026, Open America, https://openamerica.io/bill/104-HR-3830/.
Bluebook (legal)
H.R. 3830, 104th Cong. (2026), https://openamerica.io/bill/104-HR-3830/.
Markdown link
[H.R. 3830: Church Insurance Protection Act](https://openamerica.io/bill/104-HR-3830/)
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