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HR 3590 104th Congress House Health Administrative procedure Child abuse Civil Rights and Liberties, Minority Issues Court records Crime and Law Enforcement Criminal justice information Department of Health and Human Services Discrimination in insurance Discrimination in medical care Employee health benefits Families Family violence Federal preemption Finance and Financial Sector Fines (Penalties) Government Operations and Politics Government paperwork Health insurance Health maintenance organizations

Victims of Domestic Abuse Insurance Protection Act of 1996

Introduced: June 5, 1996 See on congress.gov
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 Everywhere this bill has been 6 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 21, 1996
Referred to the Subcommittee on Employer-Employee Relations.
Jun 14, 1996
Referred to the Subcommittee on Health and Environment.
Jun 14, 1996
Referred to the Subcommittee on Commerce, Trade, and Hazardous Materials.
Jun 6, 1996
Sponsor introductory remarks on measure. (CR E1013-1014)
Jun 5, 1996
Referred to the Committee on Commerce, and in addition to the Committee on Economic and Educational Opportunities, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Jun 5, 1996
Introduced in House
 Plain-English summary Congressional Research Service

Victims of Domestic Abuse Insurance Protection Act of 1996 - Prohibits insurers and group health plans from engaging, directly or indirectly, in specified discriminatory acts or practices on the basis that the applicant or insured, or any person employed by the applicant or insured or with whom the applicant or insured has a relationship or association, or a beneficiary or plan participant, is, has been, or may be the subject of domestic abuse. Sets forth limitations upon the use or transfer of information among insurers or group health plans with respect to such subjects.

Requires the insurer or group health plan to furnish a written explanation of any adverse action taken on a claim or medical condition that the insurer has reason to know is abuse-related.

Prescribes parameters within which a life insurer may decline to issue a life insurance policy on the life of an individual if the applicant or prospective policy owner is or would be the designated beneficiary, and if such applicant or prospective policy owner: (1) lacks an insurable interest in the insured; or (2) is known in police or court records to have committed an act of domestic abuse in relation to the individual.

Prohibits subrogation of claims resulting from domestic abuse without the informed consent of the subject of domestic abuse.

Mandates that: (1) an insurer develop protocols specifying how employees, agents, and brokers will pursue an insurance action that may affect the safety of a subject of domestic abuse involved with that action; and (2) the Secretary of Health and Human Services promulgate standards for insurers to implement this Act if the National Association of Insurance Commissioners fails to adopt a Model Act that establishes standards to implement this Act.

Prescribes guidelines for State and Federal enforcement of this Act, including a civil money penalty for violations.

What's happening now June 21, 1996

Referred to the Subcommittee on Employer-Employee Relations.

 Committees of jurisdiction 5
 Cosponsors 2
All 2 Democratic 2