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HR 3556 104th Congress House

Private Mortgage Insurance Consumer Protection Act

Official title: To amend the Truth in Lending Act to require notice of cancellation rights with respect to private mortgage insurance which is required by a creditor as a cond… Show full official titleShow less

Official title: To amend the Truth in Lending Act to require notice of cancellation rights with respect to private mortgage insurance which is required by a creditor as a condition for entering into a residential mortgage transaction, and for other purposes.

Introduced: September 10, 1996 See on congress.gov
Finance and Financial Sector CommerceConsumer educationDebtor and creditorFees
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Financial statementsGovernment Operations and PoliticsGovernment paperworkHousing and Community DevelopmentLawMortgage guaranty insuranceMortgage loansPunitive damages
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This bill died when the 104th Congress ended
It never became law before the 104th Congress (1995–1996) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 14, 1996
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jun 6, 1996
Sponsor introductory remarks on measure. (CR H5983)
May 30, 1996
Referred to the House Committee on Banking and Financial Services.
May 30, 1996
Introduced in House
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 Latest action June 14, 1996

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service

Private Mortgage Insurance Consumer Protection Act - Amends the Truth in Lending Act to prescribe guidelines under which a creditor must notify a consumer in writing of any cancellation rights with respect to private mortgage insurance if the consumer was required to obtain such insurance as a condition for entering into a residential mortgage transaction.

Prohibits the imposition of any fee or cost to the consumer for such notification.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 3
All 3 Democratic 1 Republican 1
D
Norton, Eleanor Holmes
District of Columbia · Sep 10, 1996
 R
Calvert, Ken
California · Jul 22, 1996
TAUZIN, W.
· Jun 12, 1996
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3556: Private Mortgage Insurance Consumer Protection Act. 104th Congress. Open America. https://openamerica.io/bill/104-HR-3556/
MLA
"H.R. 3556: Private Mortgage Insurance Consumer Protection Act." 104th Congress, 2026, Open America, https://openamerica.io/bill/104-HR-3556/.
Bluebook (legal)
H.R. 3556, 104th Cong. (2026), https://openamerica.io/bill/104-HR-3556/.
Markdown link
[H.R. 3556: Private Mortgage Insurance Consumer Protection Act](https://openamerica.io/bill/104-HR-3556/)
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