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Long-Term Care Insurance Incentives and Consumer Protection Act of 1996

Introduced: May 1, 1996 Introduced by: Durbin, Richard J. Democratic · Illinois See on congress.gov
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This bill died when the 104th Congress ended
It never became law before the 104th Congress (1995–1996) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 5 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 6, 1996
Referred to the Subcommittee on Health and Environment, for a period to be subsequently determined by the Chairman.
May 3, 1996
Referred to the Subcommittee on Health.
May 1, 1996
Referred to the Committee on Ways and Means, and in addition to the Committee on Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
May 1, 1996
Sponsor introductory remarks on measure. (CR E683-684)
May 1, 1996
Introduced in House
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 Plain-English summary Congressional Research Service

TABLE OF CONTENTS:

Title I: Tax-Related Provisions

Title II: Federal Standards for Private Long-Term Care

Insurance Contracts

Long-Term Care Insurance Incentives and Consumer Protection Act of 1996 - Title I: Tax-Related Provisions - Amends the Internal Revenue Code to, as a general rule, treat: (1) a qualified long-term care insurance contract as an accident and health insurance contract; (2) amounts received under a qualified long-term care insurance contract as amounts received for personal injuries and sickness; (3) any plan of an employer providing coverage under a qualified long-term care insurance contract as an accident and health plan; (4) amounts paid for a qualified long-term care insurance contract providing specified benefits as payments made for insurance for purposes of the medical expense deduction; and (5) a qualified long-term care insurance contract as a guaranteed renewable contract. Defines a qualified long-term care insurance contract.

Title II: Federal Standards for Private Long-Term Care Insurance Contracts - Amends the Social Security Act to add a new Title XXI, Federal Standards for Private Long-Term Care Insurance Contracts. Directs the Secretary of Health and Human Services, under such title, to review, approve, and periodically reapprove State programs that certify long-term care insurance as meeting standards established under the new title.

What's happening now May 6, 1996

Referred to the Subcommittee on Health and Environment, for a period to be subsequently determined by the Chairman.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 4
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APA
U.S. Congress. (2026). H.R. 3381: Long-Term Care Insurance Incentives and Consumer Protection Act of 1996. 104th Congress. Open America. https://openamerica.io/bill/104-HR-3381/
MLA
"H.R. 3381: Long-Term Care Insurance Incentives and Consumer Protection Act of 1996." 104th Congress, 2026, Open America, https://openamerica.io/bill/104-HR-3381/.
Bluebook (legal)
H.R. 3381, 104th Cong. (2026), https://openamerica.io/bill/104-HR-3381/.
Markdown link
[H.R. 3381: Long-Term Care Insurance Incentives and Consumer Protection Act of 1996](https://openamerica.io/bill/104-HR-3381/)
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