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HR 2748 104th Congress House

Genetic Information Nondiscrimination in Health Insurance Act of 1995

Official title: To prohibit insurance providers from denying or canceling health insurance coverage, or varying the premiums, terms, or conditions for health insurance coverag… Show full official titleShow less

Official title: To prohibit insurance providers from denying or canceling health insurance coverage, or varying the premiums, terms, or conditions for health insurance coverage on the basis of genetic information or a request for genetic services, and for other purposes.

Introduced: June 27, 1996 See on congress.gov
Health Civil Rights and Liberties, Minority IssuesDamagesDiscrimination in insuranceDiscrimination in medical care
More subjectsShow fewer subjects
Employee health benefitsFamiliesFederal preemptionFinance and Financial SectorGenetic screeningGovernment Operations and PoliticsHealth insuranceInjunctionsInsurance companiesInsurance premiumsInsurance ratesLabor and EmploymentLawMedical geneticsMedical records
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This bill died when the 104th Congress ended
It never became law before the 104th Congress (1995–1996) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 6 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 28, 1996
Sponsor introductory remarks on measure. (CR E476)
Dec 22, 1995
Referred to the Subcommittee on Employer-Employee Relations.
Dec 18, 1995
Referred to the Subcommittee on Health and Environment.
Dec 18, 1995
Referred to the Subcommittee on Commerce, Trade, and Hazardous Materials.
Dec 7, 1995
Referred to the Committee on Commerce, and in addition to the Committee on Economic and Educational Opportunities, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Dec 7, 1995
Introduced in House
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 Latest action March 28, 1996

Sponsor introductory remarks on measure. (CR E476)

 Plain-English summary Congressional Research Service

Genetic Information Nondiscrimination in Health Insurance Act of 1995 - Prohibits insurance providers from: (1) denying or canceling health insurance coverage or varying the premiums, terms, or conditions of coverage on the basis of genetic information or on the basis that the individual or family involved has requested or received genetic services; (2) requesting or requiring insured individuals or applicants to disclose genetic information; or (3) disclosing genetic information without prior written authorization.

Provides for enforcement by the Secretary of Labor regarding employee health benefit plans and by State insurance commissioners in other cases. Allows a private right of action. Allows a State to establish or enforce requirements only if they are more restrictive than this Act.

 Related & companion bills 1
  • S 1694 Identical bill Genetic Information Nondiscrimination in Health Insurance Act of 1996
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 5
 Cosponsors 16
All 16 Democratic 11 Republican 1 Independent 1
DEUTSCH, PETER
· Jul 18, 1996
FROST, MARTIN
· Jul 18, 1996
 D
Norton, Eleanor Holmes
District of Columbia · Jun 27, 1996
 D
Pallone, Frank
New Jersey · Jun 27, 1996
 D
Velázquez, Nydia M.
New York · Jun 27, 1996
 D
Durbin, Richard J.
Illinois · Jun 4, 1996
 I
Sanders, Bernard
Vermont · Jun 4, 1996
 D
Nadler, Jerrold
New York · May 1, 1996
 D
Markey, Edward J.
Massachusetts · Mar 7, 1996
 R
Smith, Christopher H.
New Jersey · Jan 24, 1996
 D
Thompson, Bennie G.
Mississippi · Dec 27, 1995
 D
DeLauro, Rosa L.
Connecticut · Dec 7, 1995
Faleomavaega, Eni
· Dec 7, 1995
 D
Lofgren, Zoe
California · Dec 7, 1995
 D
Pelosi, Nancy
California · Dec 7, 1995
 D
Waters, Maxine
California · Dec 7, 1995
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2748: Genetic Information Nondiscrimination in Health Insurance Act of 1995. 104th Congress. Open America. https://openamerica.io/bill/104-HR-2748/
MLA
"H.R. 2748: Genetic Information Nondiscrimination in Health Insurance Act of 1995." 104th Congress, 2026, Open America, https://openamerica.io/bill/104-HR-2748/.
Bluebook (legal)
H.R. 2748, 104th Cong. (2026), https://openamerica.io/bill/104-HR-2748/.
Markdown link
[H.R. 2748: Genetic Information Nondiscrimination in Health Insurance Act of 1995](https://openamerica.io/bill/104-HR-2748/)
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