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HR 2748 104th Congress House Health Civil Rights and Liberties, Minority Issues Damages Discrimination in insurance Discrimination in medical care Employee health benefits Families Federal preemption Finance and Financial Sector Genetic screening Government Operations and Politics Health insurance Injunctions Insurance companies Insurance premiums Insurance rates Labor and Employment Law Medical genetics Medical records

Genetic Information Nondiscrimination in Health Insurance Act of 1995

Introduced: December 7, 1995 See on congress.gov
This bill died when the 104th Congress ended
It never became law before the 104th Congress (1995–1996) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 6 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 28, 1996
Sponsor introductory remarks on measure. (CR E476)
Dec 22, 1995
Referred to the Subcommittee on Employer-Employee Relations.
Dec 18, 1995
Referred to the Subcommittee on Health and Environment.
Dec 18, 1995
Referred to the Subcommittee on Commerce, Trade, and Hazardous Materials.
Dec 7, 1995
Referred to the Committee on Commerce, and in addition to the Committee on Economic and Educational Opportunities, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Dec 7, 1995
Introduced in House
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 Plain-English summary Congressional Research Service

Genetic Information Nondiscrimination in Health Insurance Act of 1995 - Prohibits insurance providers from: (1) denying or canceling health insurance coverage or varying the premiums, terms, or conditions of coverage on the basis of genetic information or on the basis that the individual or family involved has requested or received genetic services; (2) requesting or requiring insured individuals or applicants to disclose genetic information; or (3) disclosing genetic information without prior written authorization.

Provides for enforcement by the Secretary of Labor regarding employee health benefit plans and by State insurance commissioners in other cases. Allows a private right of action. Allows a State to establish or enforce requirements only if they are more restrictive than this Act.

What's happening now March 28, 1996

Sponsor introductory remarks on measure. (CR E476)

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 5
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2748: Genetic Information Nondiscrimination in Health Insurance Act of 1995. 104th Congress. Open America. https://openamerica.io/bill/104-HR-2748/
MLA
"H.R. 2748: Genetic Information Nondiscrimination in Health Insurance Act of 1995." 104th Congress, 2026, Open America, https://openamerica.io/bill/104-HR-2748/.
Bluebook (legal)
H.R. 2748, 104th Cong. (2026), https://openamerica.io/bill/104-HR-2748/.
Markdown link
[H.R. 2748: Genetic Information Nondiscrimination in Health Insurance Act of 1995](https://openamerica.io/bill/104-HR-2748/)
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