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HR 2654 104th Congress House

Victims of Abuse Insurance Protection Act

Official title: To prevent discrimination against victims of abuse in all lines of insurance.

Introduced: January 24, 1996 Introduced by: Sanders, Bernard Independent · Vermont See on congress.gov
Health Civil Rights and Liberties, Minority IssuesCommerceCrime and Law EnforcementDamages
More subjectsShow fewer subjects
Discrimination in insuranceDiscrimination in medical careEmployee health benefitsFamiliesFamily violenceFinance and Financial SectorGovernment Operations and PoliticsGovernment paperworkGovernmental investigationsHealth insuranceInjunctionsInsurance companiesInsurance premiumsInsurance ratesLabor and Employment
This bill died when the 104th Congress ended
It never became law before the 104th Congress (1995–1996) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 6 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 8, 1995
Referred to the Subcommittee on Employer-Employee Relations.
Dec 5, 1995
Referred to the Subcommittee on Health and Environment.
Dec 5, 1995
Referred to the Subcommittee on Commerce, Trade, and Hazardous Materials.
Nov 16, 1995
Sponsor introductory remarks on measure. (CR E2199)
Nov 16, 1995
Referred to the Committee on Commerce, and in addition to the Committee on Economic and Educational Opportunities, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Nov 16, 1995
Introduced in House
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 Latest action December 8, 1995

Referred to the Subcommittee on Employer-Employee Relations.

 Plain-English summary Congressional Research Service

Victims of Abuse Insurance Protection Act - Prohibits insurers and health carriers from engaging in specified acts (such as denying, terminating, or limiting coverage) on the basis that the applicant or insured (or any person with whom the applicant or insured is associated) is, has been, or may be the subject of abuse involving household or family members, current or former spouses, or individuals in or formerly in a sexually intimate relationship. Prohibits insurers from using, disclosing, or transferring information about an applicant's or insured's abuse status or abuse-related medical condition for any purpose unrelated to the direct provision of health care unless required by an order of an insurance regulatory entity, a court order, or abuse reporting laws.

Requires an insurer that takes any adverse action relating to any plan or policy of an abuse subject (whether applicant or insured) to advise such individual of the specific reasons for the action.

Regulates subrogation of claims resulting from abuse.

Empowers the Federal Trade Commission to examine and investigate any insurer regarding compliance with this Act. Provides for a private cause of action against the insurer in Federal or State court by an abuse subject applicant or insured claiming to be adversely affected by an act or practice of the insurer.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 5
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2654: Victims of Abuse Insurance Protection Act. 104th Congress. Open America. https://openamerica.io/bill/104-HR-2654/
MLA
"H.R. 2654: Victims of Abuse Insurance Protection Act." 104th Congress, 2026, Open America, https://openamerica.io/bill/104-HR-2654/.
Bluebook (legal)
H.R. 2654, 104th Cong. (2026), https://openamerica.io/bill/104-HR-2654/.
Markdown link
[H.R. 2654: Victims of Abuse Insurance Protection Act](https://openamerica.io/bill/104-HR-2654/)
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