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HR 2608 104th Congress House

Health Care Consumer Protection Act of 1995

Official title: To require that health care practitioners determine medically necessary and appropriate treatment and to require that insurers notify their enrollees of the extent of their coverage.

Introduced: March 14, 1996 Introduced by: Nadler, Jerrold Democratic · New York See on congress.gov
Health Administrative procedureCommerceConflict of interestsConsumer education
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Consumer protectionContractsDepartment of Health and Human ServicesFederal preemptionFinance and Financial SectorFines (Penalties)Government Operations and PoliticsGovernment paperworkHealth insuranceInsurance companiesLawLiability (Law)Medical economicsMedical ethicsMedical personnelMedical testsMedicarePhysiciansSocial WelfareState laws
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This bill died when the 104th Congress ended
It never became law before the 104th Congress (1995–1996) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 20, 1995
Referred to the Subcommittee on Health and Environment.
Nov 9, 1995
Referred to the House Committee on Commerce.
Nov 9, 1995
Introduced in House
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 Latest action November 20, 1995

Referred to the Subcommittee on Health and Environment.

 Plain-English summary Congressional Research Service

Health Care Consumer Protection Act of 1995 - Requires health insurers to provide notice regarding the extent of plan coverage to enrollees annually and to potential enrollees on request.

Requires that, under a health plan, the determination of what is medically necessary and appropriate for a patient be made only by a health care practitioner directly involved in the patient's care. Requires an insurer to pay for a service that is so determined if the service is covered by the plan. Mandates regulations to ensure against insurers offering monetary rewards, penalties, or inducements to a practitioner, or conditioning continued practitioner participation in the plan, on the basis of the practitioner's decisions to limit the availability of appropriate tests, services, or treatments.

Imposes a civil monetary penalty for violations of this Act.

Prohibits insurers from including provisions in a plan to hold itself harmless for liability.

Prohibits States from establishing or enforcing standards weaker than those of this Act.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 1
All 1 Democratic 1
D
Thompson, Bennie G.
Mississippi · Mar 14, 1996
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2608: Health Care Consumer Protection Act of 1995. 104th Congress. Open America. https://openamerica.io/bill/104-HR-2608/
MLA
"H.R. 2608: Health Care Consumer Protection Act of 1995." 104th Congress, 2026, Open America, https://openamerica.io/bill/104-HR-2608/.
Bluebook (legal)
H.R. 2608, 104th Cong. (2026), https://openamerica.io/bill/104-HR-2608/.
Markdown link
[H.R. 2608: Health Care Consumer Protection Act of 1995](https://openamerica.io/bill/104-HR-2608/)
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