Skip to main content
HR 1317 104th Congress House

Insurance State's and Consumer's Rights Clarification and Fair Competition Act of 1995

Official title: To ensure that sellers and underwriters of insurance are qualified and subject to State consumer protection requirements.

Introduced: June 13, 1995 See on congress.gov
Commerce AnnuitiesConsumer protectionFinance and Financial SectorGovernment Operations and Politics
More subjectsShow fewer subjects
Income taxInsuranceInsurance agentsInsurance companiesInterstate commerceLabor and EmploymentLawLicensesMarketingReinsuranceSales promotionState lawsTax-deferred compensation plansTaxation
Sign in to write a letter Sign in to watch
This bill died when the 104th Congress ended
It never became law before the 104th Congress (1995–1996) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 22, 1995
Subcommittee Hearings Held.
Apr 10, 1995
Referred to the Subcommittee on Commerce, Trade, and Hazardous Materials.
Mar 24, 1995
Referred to the House Committee on Commerce.
Mar 24, 1995
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Latest action May 22, 1995

Subcommittee Hearings Held.

 Plain-English summary Congressional Research Service

Insurance State's and Consumer's Rights Clarification and Fair Competition Act of 1995 - Prohibits a person from selling, underwriting, or soliciting the purchase of insurance in a State unless the person qualifies under and complies with all insurance regulatory requirements in the State and the person is not prohibited from engaging in such activities under Federal or State laws. Declares that these provisions cover any insurance sold, solicited, underwritten, or reinsured by an entity that operates in interstate commerce or is part of an entity any part of which operates in interstate commerce.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 4
All 4 Democratic 4
D
Lofgren, Zoe
California · Jun 15, 1995
 D
Markey, Edward J.
Massachusetts · Jun 13, 1995
 D
Pallone, Frank
New Jersey · Jun 13, 1995
 D
Neal, Richard E.
Massachusetts · Apr 3, 1995
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1317: Insurance State's and Consumer's Rights Clarification and Fair Competition Act of 1995. 104th Congress. Open America. https://openamerica.io/bill/104-HR-1317/
MLA
"H.R. 1317: Insurance State's and Consumer's Rights Clarification and Fair Competition Act of 1995." 104th Congress, 2026, Open America, https://openamerica.io/bill/104-HR-1317/.
Bluebook (legal)
H.R. 1317, 104th Cong. (2026), https://openamerica.io/bill/104-HR-1317/.
Markdown link
[H.R. 1317: Insurance State's and Consumer's Rights Clarification and Fair Competition Act of 1995](https://openamerica.io/bill/104-HR-1317/)
Report a problem