HR 1247
104th Congress
House
Commerce
Administrative procedure
Automobile insurance
Casualty insurance
Civil Rights and Liberties, Minority Issues
Consumer education
Department of Housing and Urban Development
Discrimination in insurance
Federal preemption
Finance and Financial Sector
Fines (Penalties)
Government Operations and Politics
Government paperwork
Injunctions
Insurance agents
Insurance companies
Law
Liability (Law)
Minorities
Property insurance
Insurance Disclosure Act of 1995
Everywhere this bill has been
4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 10, 1995
Referred to the Subcommittee on Commerce, Trade, and Hazardous Materials.
Mar 24, 1995
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Mar 15, 1995
Referred to the Committee on Commerce, and in addition to the Committee on Banking and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Mar 15, 1995
Introduced in House
Plain-English summary
Insurance Disclosure Act of 1995 - Instructs the Secretary of Housing and Urban Development to require insurers to provide written disclosures to applicants and policyholders, stating the reasons for: (1) declining a written application; or (2) cancelling or refusing to renew an existing policy.
Authorizes the Secretary to provide immunity to insurers, agents, and brokers regarding their communication of a cancellation, denial, or nonrenewal of insurance.
Prescribes guidelines under which the Secretary shall designate certain lines of insurance.
Sets forth enforcement guidelines, including civil penalties and injunctive relief.
What's happening now
Referred to the Subcommittee on Commerce, Trade, and Hazardous Materials.