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HR 3841 103th Congress House Finance and Financial Sector Administrative fees Agricultural credit Agriculture and Food Armed Forces and National Security Arms control Arms sales Associations, institutions, etc. Bank directors Bank examination Bank failures Bank holding companies Bank mergers Botanical gardens Branch banking Claims Coins and coinage Commemorations Commerce Community development banking

Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994

Introduced: February 10, 1994 See on congress.gov
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 Everywhere this bill has been 50 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 29, 1994
Became Public Law No: 103-328.
Sep 29, 1994
Signed by President.
Sep 21, 1994
Presented to President.
Sep 14, 1994
Message on Senate action sent to the House.
Sep 13, 1994
Senate agreed to conference report by Yea-Nay Vote. 94-4. Record Vote No: 298. (consideration: CR S12790)
Sep 13, 1994
Conference report agreed to in Senate: Senate agreed to conference report by Yea-Nay Vote. 94-4. Record Vote No: 298.(consideration: CR S12790)
Sep 13, 1994
Conference report considered in Senate by motion. (consideration: CR S12714)
Sep 13, 1994
Motion to proceed to consideration of measure agreed to in Senate by Yea-Nay Vote. 97-1. Record Vote No: 296. (consideration: CR S12768)
Sep 12, 1994
Motion to proceed to consideration of measure made in Senate. (consideration: CR S12714)
Aug 4, 1994
Conference papers: message on House action held at the desk in Senate.
Aug 4, 1994
On agreeing to the conference report Agreed to by voice vote. (consideration: CR H6774-6782)
Aug 4, 1994
Motions to reconsider laid on the table Agreed to without objection.
Aug 4, 1994
Conference report agreed to in House: On agreeing to the conference report Agreed to by voice vote.(consideration: CR H6774-6782)
Aug 4, 1994
Motion to reconsider laid on the table Agreed to without objection.
Aug 4, 1994
The previous question was ordered without objection.
Aug 4, 1994
DEBATE - The House proceeded with one hour of debate on the conference report.
Aug 4, 1994
Mr. Neal (NC) brought up conference report H. Rept. 103-651 for consideration under the provisions of H. Res. 505.
Aug 4, 1994
Rule H. Res. 505 passed House.
Aug 3, 1994
Rules Committee Resolution H. Res. 505 Reported to House. Rule provides for consideration of the conference report to H.R. 3841. Waiving all points of order against the conference report and against its consideration.
Aug 3, 1994
Conference papers: Senate report and managers' statement held at the desk in Senate.
Aug 2, 1994
Conference report H. Rept. 103-651 filed. Filed late, pursuant to previous special order. (text of conference report: CR H6698)
Aug 2, 1994
Conference report filed: Conference report H. Rept. 103-651 filed. Filed late, pursuant to previous special order.(text of conference report: CR H6698)
Aug 2, 1994
Mr. Gonzalez asked unanimous consent that managers on the part of the House have until midnight on Aug. 2 to file a conference report on H.R. 3841. Agreed to without objection.
Jul 25, 1994
Conferees agreed to file conference report.
Jul 25, 1994
Conference committee actions: Conferees agreed to file conference report.
Jul 22, 1994
Conference held.
Jul 22, 1994
Conference committee actions: Conference held.
Jul 19, 1994
Conference held.
Jul 19, 1994
Conference committee actions: Conference held.
May 26, 1994
CONFERENCE APPOINTMENT, H.R. 3841 - By unanimous consent, the Chair appointed Mr. Mazzoli from Kentucky to serve in lieu of Mr. Brooks from Texas as a manager on the part of the House at the conference on the disagreeing votes of the two Houses on H.R. 3841.
May 12, 1994
The Speaker appointed additional conferees - from the Committee on the Judiciary for consideration of secs. 101-03 of the House bill, and title II and secs. 102-03 of the Senate amendment, and modifications committed to conference: Mazzoli, Hughes, Glickman, Boucher, Bryant, Fish, Canady, and Goodlatte.
May 12, 1994
The Speaker appointed additional conferees - from the Committee on Foreign Affairs for consideration of sec. 402 of the Senate amendment, and modifications committed to conference: Hamilton, Gejdenson, and Gilman.
May 12, 1994
The Speaker appointed additional conferees - from the Committee on Agriculture for consideration of sec. 109 of the Senate amendment, and modifications committed to conference: de la Garza, Stenholm, Volkmer, Penny, Johnson (SD), Roberts, Combest, and Allard.
May 12, 1994
The Speaker appointed conferees - from the Committee on Banking, Finance and Urban Affairs for consideration of the House bill, and the Senate amendment, and modifications committed to conference: Gonzalez, Neal (NC), LaFalce, Vento, Schumer, Frank (MA), Kanjorski, Kennedy, Leach, McCollum, Roukema, Bereuter, and Ridge.
May 12, 1994
On motion that the House disagree to the Senate amendment, and agree to a conference Agreed to without objection.
May 12, 1994
Motion to reconsider laid on the table Agreed to without objection.
May 12, 1994
Mr. Gonzalez asked unanimous consent that the House disagree to the Senate amendment, and agree to a conference. (consideration: CR H3305)
May 10, 1994
Message on Senate action sent to the House.
May 9, 1994
Senate appointed conferees Riegle; Sarbanes; Dodd; Sasser; D'Amato; Gramm; Roth.
Apr 26, 1994
Senate Committee on Banking discharged by Unanimous Consent.
Apr 26, 1994
Senate insisted on its amendment, requested a conference. (consideration: CR S4827)
Apr 26, 1994
Passed Senate with an amendment by Voice Vote.
Apr 26, 1994
Passed/agreed to in Senate: Passed Senate with an amendment by Voice Vote.
Apr 26, 1994
Senate struck all after the Enacting Clause and substituted the language of S. 1963 amended.
Apr 26, 1994
Measure laid before Senate. (consideration: CR S4821-4827)
Mar 23, 1994
Received in the Senate and read twice and referred to the Committee on Banking.
Mar 22, 1994
Motion to reconsider laid on the table Agreed to without objection.
Mar 22, 1994
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
Mar 22, 1994
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
Mar 22, 1994
DEBATE - The House proceeded with forty minutes of debate.
 Plain-English summary Congressional Research Service

TABLE OF CONTENTS:

Title I: Interstate Banking and Branching

Title II: CRA Evaluations

Interstate Banking Efficiency Act of 1994 - Title I: Interstate Banking and Branching - Amends the Bank Holding Company Act of 1956 to prescribe guidelines under which the Federal Reserve Board may approve applications by bank holding companies to acquire voting shares or interests in additional insured depository institutions or banking holding companies located in any State (State law to the contrary notwithstanding).

Amends Federal banking law to prescribe guidelines under which the Comptroller of the Currency may approve applications by adequately capitalized and adequately managed national banks to acquire and operate interstate branches. Authorizes the States, by a specified deadline, to: (1) either permit or prohibit interstate branching by national or State banks; and (2) set conditions upon such branching.

Amends the Federal Deposit Insurance Act (FDIA) to: (1) prohibit a State nonmember insured bank from establishing and operating any new domestic branch or foreign branch without the prior written consent of the Federal Deposit Insurance Corporation (FDIC); and (2) set forth parameters within which adequately managed insured State banks may engage in interstate branching. Permits the States to coordinate their bank examination and regulatory activities.

Amends the International Banking Act of 1978 to prescribe guidelines under which foreign banks may establish interstate banking operations.

Amends the FDIA to authorize the interstate consolidation or merger of bank holding company subsidiary banks, subject to prescribed guidelines. Conditions approval of such consolidation upon submission by the applicant of a plan for meeting the credit needs of the local communities served by the merger.

Requires Federal banking regulatory agencies to prescribe regulations which: (1) prohibit any person from engaging in interstate branching primarily for the purpose of deposit production; (2) include guidelines to ensure that each interstate branch meets the credit needs of its local community and market area; and (3) restrict the ratio of out-of-State loans by interstate branches.

Title II: CRA Evaluations - Amends the Community Reinvestment Act of 1977 to require the appropriate Federal financial supervisory agency to prepare written State-by-State evaluations of the performance records of financial institutions with interstate branches.

What's happening now September 29, 1994

Became Public Law No: 103-328.

 Committees of jurisdiction 3
 Cosponsors 2
All 2 Democratic 2