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HR 4806 102th Congress House Commerce Business cycles Collection of accounts Consumer credit Consumer protection Dislocated workers Location of industries Unemployed

Consumers Credit Protection Amendments of 1992

Introduced: April 8, 1992 See on congress.gov
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This bill died when the 102nd Congress ended
It never became law before the 102nd Congress (1991–1992) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 15, 1992
Referred to the Subcommittee on Consumer Affairs and Coinage.
Apr 8, 1992
Referred to the House Committee on Banking, Finance + Urban Affrs.
Apr 8, 1992
Introduced in House
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 Plain-English summary Congressional Research Service

Consumers Credit Protection Amendments of 1992 - Amends the Fair Credit Reporting Act to require, when a consumer with a good credit history loses a job due to any recession or the transfer of a job to a foreign country, reporting of the consumer's rating prior to the job loss and a statement that it is reasonable to assume that the consumer's rating would be good or satisfactory but for the loss of employment due to factors beyond the control of the consumer.

Prohibits reporting of information more than three years old regarding an account placed for collection if the account is subsequently paid.

What's happening now April 15, 1992

Referred to the Subcommittee on Consumer Affairs and Coinage.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 1
All 1 Democratic 1
D
Norton, Eleanor Holmes
District of Columbia · Aug 10, 1992
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4806: Consumers Credit Protection Amendments of 1992. 102nd Congress. Open America. https://openamerica.io/bill/102-HR-4806/
MLA
"H.R. 4806: Consumers Credit Protection Amendments of 1992." 102nd Congress, 2026, Open America, https://openamerica.io/bill/102-HR-4806/.
Bluebook (legal)
H.R. 4806, 102nd Cong. (2026), https://openamerica.io/bill/102-HR-4806/.
Markdown link
[H.R. 4806: Consumers Credit Protection Amendments of 1992](https://openamerica.io/bill/102-HR-4806/)
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