To ensure that consumer credit reports include information on any overdue child support obligations of the consumer.
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Referred to the Subcommittee on Consumer Affairs and Coinage.
Amends: (1) the Consumer Credit Protection Act to require a consumer reporting agency (CRA) to include in any consumer report information provided by a State child support agency or verified by another government entity on the failure of the consumer to pay overdue child support; and (2) the Social Security Act (SSA) to require States to provide CRAs with information on overdue child support obligations of absent parents.
Eliminates: (1) the requirement under the SSA that such information be made upon the request of the CRA; and (2) the authority of the State under the SSA to impose a fee upon the requesting CRA for the furnishing of such information.
- Introduced in House Formatted Text
Cite this page
U.S. Congress. (2026). H.R. 3986: To ensure that consumer credit reports include information on any overdue child support obligations of the consumer.. 102nd Congress. Open America. https://openamerica.io/bill/102-HR-3986/
"H.R. 3986: To ensure that consumer credit reports include information on any overdue child support obligations of the consumer.." 102nd Congress, 2026, Open America, https://openamerica.io/bill/102-HR-3986/.
H.R. 3986, 102nd Cong. (2026), https://openamerica.io/bill/102-HR-3986/.
[H.R. 3986: To ensure that consumer credit reports include information on any overdue child support obligations of the consumer.](https://openamerica.io/bill/102-HR-3986/)