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HR 3820 102th Congress House

Student Credit Protection Act of 1991

Official title: To amend the Truth in Lending Act to establish requirements for the issuance of credit cards to dependent students between 18 and 21 years of age to prohibit t… Show full official titleShow less

Official title: To amend the Truth in Lending Act to establish requirements for the issuance of credit cards to dependent students between 18 and 21 years of age to prohibit the issuance of credit cards to dependents under 18 years of age.

Introduced: November 19, 1991 Introduced by: Neal, Richard E. Democratic · Massachusetts See on congress.gov
Commerce Consumer creditConsumer protectionCredit cardsDebtor and creditor
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FamiliesLiability (Law)Parent and childStudents
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This bill died when the 102nd Congress ended
It never became law before the 102nd Congress (1991–1992) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 16, 1992
Referred to the Subcommittee on Consumer Affairs and Coinage.
Nov 19, 1991
Referred to the House Committee on Banking, Finance + Urban Affrs.
Nov 19, 1991
Introduced in House
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 Latest action March 16, 1992

Referred to the Subcommittee on Consumer Affairs and Coinage.

 Plain-English summary Congressional Research Service

Student Credit Protection Act of 1991 - Amends the Truth in Lending Act to set limits upon credit cards issued to any individual that is a dependent student.

Proscribes the issuance of credit cards to dependents under 18 years of age.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 1
All 1 Democratic 1
D
Schumer, Charles E.
New York · Nov 22, 1991
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3820: Student Credit Protection Act of 1991. 102nd Congress. Open America. https://openamerica.io/bill/102-HR-3820/
MLA
"H.R. 3820: Student Credit Protection Act of 1991." 102nd Congress, 2026, Open America, https://openamerica.io/bill/102-HR-3820/.
Bluebook (legal)
H.R. 3820, 102nd Cong. (2026), https://openamerica.io/bill/102-HR-3820/.
Markdown link
[H.R. 3820: Student Credit Protection Act of 1991](https://openamerica.io/bill/102-HR-3820/)
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