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HR 3959 101th Congress House Health Consumer education Fines (Penalties) Health insurance Information services Insurance premiums Medicare Social Welfare Standards

Medicare Supplemental Insurance Reform Act of 1990

Introduced: February 6, 1990 See on congress.gov
This bill died when the 101st Congress ended
It never became law before the 101st Congress (1989–1990) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 10 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 5, 1990
See H.R.5835.
Nov 5, 1990
For Further Action See H.R.5835.
Jun 7, 1990
Joint Hearings Held by the Subcommittee on Commerce, Consumer Protection, and Competitiveness and by the Subcommittee on Health and the Environment.
Jun 7, 1990
Joint Hearings Held by the Subcommittee on Health and the Environment and by the Subcommittee on Commerce, Consumer Protection, and Competitiveness.
Mar 1, 1990
Referred to the Subcommittee on Health and the Environment.
Mar 1, 1990
Referred to the Subcommittee on Commerce, Consumer Protection and Competitiveness.
Feb 12, 1990
Referred to the Subcommittee on Health.
Feb 6, 1990
Referred to the House Committee on Ways and Means.
Feb 6, 1990
Referred to the House Committee on Energy and Commerce.
Feb 6, 1990
Introduced in House
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 Plain-English summary Congressional Research Service

Medicare Supplemental Insurance Reform Act of 1990 - Amends title XVIII (Medicare) of the Social Security Act to prohibit a Medicare supplemental policy from being sold in any State if the policy's premium exceeds its premium for the previous year by a percentage greater than the projected percentage increase in Medicare costs, unless the premium increase has been approved by the State pursuant to a specified process providing for the detailed review of the reasonableness of such increase.

Prohibits the sale of a Medicare supplemental policy which has neither been certified by the Secretary of Health and Human Services as meeting NAIC (National Association of Insurance Commissioners) Model Standards and returning a specified percentage of premiums as benefits, nor determined by a State regulatory program to be returning the requisite percentage of premiums as benefits. Increases the percentage of premiums which must be returned to policyholders as benefits.

Requires that each State having a Medicare supplemental policy regulatory program maintain and make available to consumers a listing of the most recent year's ratio of benefits provided to, and premiums collected for, each policy sold in the State.

What's happening now November 5, 1990

See H.R.5835.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 5
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3959: Medicare Supplemental Insurance Reform Act of 1990. 101st Congress. Open America. https://openamerica.io/bill/101-HR-3959/
MLA
"H.R. 3959: Medicare Supplemental Insurance Reform Act of 1990." 101st Congress, 2026, Open America, https://openamerica.io/bill/101-HR-3959/.
Bluebook (legal)
H.R. 3959, 101st Cong. (2026), https://openamerica.io/bill/101-HR-3959/.
Markdown link
[H.R. 3959: Medicare Supplemental Insurance Reform Act of 1990](https://openamerica.io/bill/101-HR-3959/)
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