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HR 1897 100th Congress House

A bill to amend the Equal Credit Opportunity Act.

Introduced: April 1, 1987 See on congress.gov
Commerce Civil Rights and LibertiesConsumer creditConsumer protectionCredit
More subjectsShow fewer subjects
Discrimination in consumer creditFinance and Financial Sector
This bill died when the 100th Congress ended
It never became law before the 100th Congress (1987–1988) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 15, 1987
Referred to Subcommittee on Consumer Affairs and Coinage.
Apr 1, 1987
Referred to House Committee on Banking, Finance and Urban Affairs.
Apr 1, 1987
Introduced in House
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 Latest action April 15, 1987

Referred to Subcommittee on Consumer Affairs and Coinage.

 Plain-English summary Congressional Research Service

Amends the Equal Credit Opportunity Act to prohibit the Board of Governors of the Federal Reserve System from exempting from such Act any class of credit transactions that are primarily for personal, family, or household purposes. Permits the Board to exempt (for five years) a type or class of business or commercial transactions only after determining that application of such Act to such transactions would not contribute substantially to effecting the purposes of such Act.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 1897: A bill to amend the Equal Credit Opportunity Act.. 100th Congress. Open America. https://openamerica.io/bill/100-HR-1897/
MLA
"H.R. 1897: A bill to amend the Equal Credit Opportunity Act.." 100th Congress, 2026, Open America, https://openamerica.io/bill/100-HR-1897/.
Bluebook (legal)
H.R. 1897, 100th Cong. (2026), https://openamerica.io/bill/100-HR-1897/.
Markdown link
[H.R. 1897: A bill to amend the Equal Credit Opportunity Act.](https://openamerica.io/bill/100-HR-1897/)
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